3526 ERNEST Street, Jacksonville, FL 32205 (MLS# 2153846)

3526 ERNEST Street, Jacksonville, FL 32205

New Listing
$229,900
Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 957 Lot Size (sq. ft.): 6,098 Status: Active
Current Price: $229,900 List Date: 7/05/2026 Last Modified: 7/05/2026

Overview

Description

*Assumable VA Loan at 2.25%!* This home comes with a $218,000 assumable VA loan at an unbeatable 2.25% rate -- available to VA-eligible buyers financing through Freedom Mortgage. Welcome to this charming 3-bedroom, 1-bath Murray Hill bungalow, where classic character meets modern updates. Original hardwood floors flow throughout the living areas, hallway, and bedrooms, adding warmth and timeless appeal. Relax on the spacious front porch or entertain year-round on the backyard deck. The kitchen features stainless steel appliances and granite countertops, offering plenty of space for cooking and gathering. Ample storage is found throughout, including a utility room, attic, and outdoor storage shed. Located in one of Jacksonville's most sought-after historic neighborhoods, this home offers the perfect blend of charm, comfort, and an unbeatable rate. Schedule your private showing today!

Listing Details MLS# 2153846

General Property Information

Bedrooms Total
3
Bathrooms Full
Yes
Bathrooms Total
Yes
Living Area
957
Living Area Source
Public Records
Year Built
1940
Accessory Dwelling Unit Y/N
No
Homestead YN
No
Lot Size Acres
0.14
Association YN
No
CDD Fee YN
No
Accessibility Features YN
No
New Construction YN
No
Garage YN
No
Carport YN
No
Pool Private YN
No
Water Body Access YN
No
Waterfront YN
No
Stories
Yes
Senior Community YN
No
Directions
I-10 west; exist on McDuff Ave.; go south on McDuff to right on Ernest St. House will be on left
Public Remarks
*Assumable VA Loan at 2.25%!* This home comes with a $218,000 assumable VA loan at an unbeatable 2.25% rate -- available to VA-eligible buyers financing through Freedom Mortgage. Welcome to this charming 3-bedroom, 1-bath Murray Hill bungalow, where classic character meets modern updates. Original hardwood floors flow throughout the living areas, hallway, and bedrooms, adding warmth and timeless appeal. Relax on the spacious front porch or entertain year-round on the backyard deck. The kitchen features stainless steel appliances and granite countertops, offering plenty of space for cooking and gathering. Ample storage is found throughout, including a utility room, attic, and outdoor storage shed. Located in one of Jacksonville's most sought-after historic neighborhoods, this home offers the perfect blend of charm, comfort, and an unbeatable rate. Schedule your private showing today!
List Price/SqFt
240.23
Bathrooms Half
0

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Microwave; Refrigerator Interior Features: Breakfast Bar; Kitchen Island; Primary Bathroom - Tub with Shower Flooring: Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Carport Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Wood Siding Other Structures: Shed(s) Exterior Features: Balcony Patio And Porch Features: Porch; Rear Porch; Wrap Around Roof: Shingle Parking Features: On Street Fencing: Back Yard; Full Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2026-07-05

Location Tax and Legal

Street Number
3526
Street Name
ERNEST
Street Suffix
Street
County
Duval
State
FL
Postal Code
32205
MLS Area Major
051-Murray Hill
Subdivision Name
Murray Hill

Status Change Information

Major Change Timestamp
2026-07-05T12:04:47Z
Major Change Type
New Listing

Fireplace Features

Fireplaces Total
Yes

More Information

DPR Eligible

DPR Eligible
Yes

Location, Tax, and Legal

Country
US
Parcel Number
0790140000
Tax Annual Amount
4001.89
Tax Year
2025
Tax Legal Description
11-38 20-2S-26E .135 MURRAY HILL SEC A E 25FT LOT

Appliances

Dishwasher
Yes
Disposal
Yes
Electric Cooktop
Yes
Electric Oven
Yes
Microwave
Yes
Refrigerator
Yes

Construction Materials

Wood Siding
Yes

Cooling

Central Air
Yes

Current Use

Residential
Yes
Single Family
Yes

Exterior Features

Balcony
Yes

Fencing

Back Yard
Yes
Full
Yes

Flooring

Wood
Yes

Heating

Central
Yes

Laundry Features

Electric Dryer Hookup
Yes
Gas Dryer Hookup
Yes
In Carport
Yes

Listing Terms

Assumable
Yes
Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Other Structures

Shed(s)
Yes

Parking Features

On Street
Yes

Possession

Close Of Escrow
Yes

Road Frontage Type

City Street
Yes

Road Surface Type

Asphalt
Yes

Roof

Shingle
Yes

Sewer

Public Sewer
Yes

Utilities

Electricity Connected
Yes
Water Connected
Yes

Water Source

Public
Yes

Architectural Style

Traditional
Yes

Patio And Porch Features

Porch
Yes
Rear Porch
Yes
Wrap Around
Yes

Interior Features

Breakfast Bar
Yes
Kitchen Island
Yes
Primary Bathroom - Tub with Shower
Yes
Listing Office: COMPASS FLORIDA LLC
Source MLS Verified
Last Updated: July - 05 - 2026
Information deemed reliable but not guaranteed.

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