Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3521 INDIAN CREEK Boulevard, St. Johns, FL 32259 (MLS# 2119405)

3521 INDIAN CREEK Boulevard, St. Johns, FL 32259

$579,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,439 Lot Size (sq. ft.): 21,344 Status: Closed

Current Price: $579,000 List Date: 12/01/2025 Last Modified: 6/22/2026

Overview

Description

PRICED TO SELL FAST! Seller offering $10,000 toward buyer's concessions. Act now! Welcome to this incredible opportunity in CIMARRONE Golf & Country Club, a gated community with 24/7 security guard access. This home is located on a 0.49 acre cul-de-sac lot, offering the perfect blend of space, privacy, and potential to create your dream Florida style outdoor living. This beautifully remodeled, move in ready 2,439 sqft home features 5 bedrooms, 2.5 bathrooms, a dedicated office, wide-plank hickory wood floors, stainless steel appliances, shaker soft-close cabinets, quartz countertops, farmhouse sink, a breakfast nook overlooking the backyard, and open concept layout ideal for modern living. Located just minutes from shopping centers, top rated schools, hospitals, and major highways, making everyday living easy and accessible. This opportunity of Space, Location, Style and Value won't last. Schedule your private showing today!

Listing Details MLS# 2119405

General Property Information

Bedrooms Total: 5
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2439
Living Area Source: Public Records
Year Built: 1997
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.49
Association YN: Yes
Association Fee: 199
Association Fee Frequency: Monthly
Association Name: Rizzetta & Company
Association Phone: 904-342-2449 ext
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I-95 Travel west on CR210. Go approx 2.7 miles, turn R into Cimarrone Golf and Country Club. Go straight through first stop sign, turn R onto Indian Creek Blvd. House is end of street in culdesac
Public Remarks: PRICED TO SELL FAST! Seller offering $10,000 toward buyer's concessions. Act now! Welcome to this incredible opportunity in CIMARRONE Golf & Country Club, a gated community with 24/7 security guard access. This home is located on a 0.49 acre cul-de-sac lot, offering the perfect blend of space, privacy, and potential to create your dream Florida style outdoor living. This beautifully remodeled, move in ready 2,439 sqft home features 5 bedrooms, 2.5 bathrooms, a dedicated office, wide-plank hickory wood floors, stainless steel appliances, shaker soft-close cabinets, quartz countertops, farmhouse sink, a breakfast nook overlooking the backyard, and open concept layout ideal for modern living. Located just minutes from shopping centers, top rated schools, hospitals, and major highways, making everyday living easy and accessible. This opportunity of Space, Location, Style and Value won't last. Schedule your private showing today!
List Price/SqFt: 237.39
Sold Price/SqFt: 237.39

Property Features

Architectural Style: A-Frame; Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Lower Level Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation Security Features: 24 Hour Security; Fire Alarm; Gated with Guard; Smoke Detector(s) Construction Materials: Frame; Vinyl Siding Exterior Features: Fire Pit Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Garage Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Playground; Security; Tennis Court(s) Community Features: Gated Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal Room Types: Living Room; Primary Bedroom; Utility Room