Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3519 CUNNINGHAM Road, Orange Park, FL 32065 (MLS# 2004503)

3519 CUNNINGHAM Road, Orange Park, FL 32065

$460,312

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,600 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $460,312 List Date: 1/21/2024 Last Modified: 2/18/2026

Overview

Description

Spacious and accommodating, this two-story home features an open-concept main floor and four charming bedrooms upstairs. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. A covered patio is also included. Upstairs, a sprawling primary suite includes an attached bath and a walk-in closet. A 2-car garage, study, and an airy loft complete this home!

Listing Details MLS# 2004503

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2600
Living Area Source: Builder
Year Built: 2024
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 860
Association Fee Frequency: Annually
Association Name: Richmond HOA
Association Phone: 904-461-5556
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2024-04-30
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Direction Faces: South
Directions: Take 295-N towards Orange Park. Take the Blanding Blvd exit and merge right to Argyle Forest Blvd. Take Argyle Forest Blvd to Oakleaf Village Parkway, make a left at Oakleaf Village Parkway.
Public Remarks: Spacious and accommodating, this two-story home features an open-concept main floor and four charming bedrooms upstairs. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. A covered patio is also included. Upstairs, a sprawling primary suite includes an attached bath and a walk-in closet. A 2-car garage, study, and an airy loft complete this home!
List Price/SqFt: 177.04
Sold Price/SqFt: 177.04

Property Features

Architectural Style: Traditional Property Condition: Under Construction Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Vinyl Utilities: Natural Gas Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Composition Siding; Frame Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Additional Parking; Attached; Garage Current Use: Residential; Single Family Association Amenities: Playground Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2024-01-19

Location Tax and Legal

Street Number: 3519
Street Name: CUNNINGHAM
Street Suffix: Road
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Sugar Leaf Farms

Status Change Information

Major Change Timestamp: 2024-04-26T16:38:54Z
Major Change Type: Status Change
Price Change Timestamp: 2024-03-14T16:44:22Z
Purchase Contract Date: 2024-03-20
Close Date: 2024-04-25
Close Price: 460312

DPR Eligible

DPR Eligible: No

More Information

Room Information

Room Name	Remarks
Living Room
Dining Room
Kitchen
Primary Bedroom
Bedroom 2
Bedroom 3
Bedroom 4	Separate Dining Room

Listing Office: THE REALTY EXPERIENCE POWERED

Last Updated: February - 18 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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