Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3516 INDIAN CREEK Boulevard, St. Johns, FL 32259 (MLS# 2147537)

3516 INDIAN CREEK Boulevard, St. Johns, FL 32259

$496,900

Breakfast nook overlooking the screened in porch

Oversized window looking out to backyard

Large kitchen open to nook and family room

Huge room with access to your own patio and another to the porch

Plenty of space to enjoy time with friends and family

44-web-or-mls-Indian Creek Blvd-S2805-04

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,263 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $496,900 List Date: 5/28/2026 Last Modified: 6/17/2026

Overview

Description

PRICED TO SELL in the sought out Cimarrone Golf & Country Club! This stunning 4-bedroom, 3-full bath home welcomes you w/a beautifully manicured front yard & 2-car garage. Inside you'll find a dedicated OFFICE space & SEPARATE dining room, leading to a large, light-filled family room featuring a cozy fireplace, built-in nooks & elegant tile flooring that flows seamlessly into the open kitchen & out to a generous screened-in porch. Perfect for Florida living. The spacious kitchen boasts a center island, pantry, 42'' cabinets & separate breakfast nook w/a stunning oversized window overlooking the expansive outdoor porch area. Retreat to the massive primary suite complete with its own additional Private Sitting Area and direct porch access, ideal for your morning coffee or future sauna. The luxurious primary bath features a tile shower, soaking tub, his & hers sinks & 2 separate walk-in closets. The split floor plan offers 2 spacious guest bedrooms w/a shared bath on one side & 3rd guest

Supplements: bedroom on the other w/a full bath that opens directly to the screened porch, making it the perfect setup for a future pool. Additional highlights include a 3-year-old AC, fresh interior paint & ceiling fans throughout. This one checks every box, schedule your showing today!

Listing Details MLS# 2147537

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2263
Living Area Source: Public Records
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.27
Association YN: Yes
Association Fee: 205
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: 95 South to EXit 329, turn right, approximately 2.5 miles Cimarrone, on the right. Enter gate, go straight, 2nd street on the right, Indian Creek Blvd, house at the end of cul de sac. YOU MUST HAVE YOUR DRIVERS LICENSE and REALTOR WITH YOU TO GET IN.
Public Remarks: PRICED TO SELL in the sought out Cimarrone Golf & Country Club! This stunning 4-bedroom, 3-full bath home welcomes you w/a beautifully manicured front yard & 2-car garage. Inside you'll find a dedicated OFFICE space & SEPARATE dining room, leading to a large, light-filled family room featuring a cozy fireplace, built-in nooks & elegant tile flooring that flows seamlessly into the open kitchen & out to a generous screened-in porch. Perfect for Florida living. The spacious kitchen boasts a center island, pantry, 42'' cabinets & separate breakfast nook w/a stunning oversized window overlooking the expansive outdoor porch area. Retreat to the massive primary suite complete with its own additional Private Sitting Area and direct porch access, ideal for your morning coffee or future sauna. The luxurious primary bath features a tile shower, soaking tub, his & hers sinks & 2 separate walk-in closets. The split floor plan offers 2 spacious guest bedrooms w/a shared bath on one side & 3rd guest
List Price/SqFt: 220.9
Sold Price/SqFt: 219.58

Property Features

Architectural Style: Ranch Levels: One Appliances: Disposal; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; Sink Utilities: Electricity Connected; Sewer Available; Water Available; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: 24 Hour Security; Security Gate; Smoke Detector(s) Construction Materials: Shell Dash Patio And Porch Features: Patio; Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear View: Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Golf Course; Jogging Path; Pickleball; Playground; Security; Tennis Court(s) Community Features: Gated; Restaurant; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA