Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3513 COLLEGE Street, Jacksonville, FL 32205 (MLS# 2147349)

3513 COLLEGE Street, Jacksonville, FL 32205

$179,000

Virtual Tour

https://www.zillow.com/view-imx/681f6ce2-5ff3-4d72-9eb5-b08fb867bf8d?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 784 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $179,000 List Date: 5/28/2026 Last Modified: 10/30/2026

Overview

Description

Seller concession up to $10,000 toward a buyer's rate buydown or allowable closing costs and prepaid expenses with an accepted offer, subject to lender approval and program guidelines.Character, hardwood floors, and a spacious fenced backyard! Discover this charming Murray Hill home featuring 2 bedrooms, 1 bath, and a large living area with room to relax or entertain. Beautiful hardwood floors and abundant natural light add warmth and character throughout. The functional kitchen offers ample cabinet and counter space, while the dining area provides a dedicated space for meals and gatherings.The attached 1 car garage features built-in shelving, additional storage, and a washer and dryer. Step outside to enjoy the spacious fenced backyard, offering room for outdoor activities, gardening, or entertaining. The inviting front porch adds to the home's appeal. With no HOA and convenient access to I-10, shopping, dining, and entertainment, this home offers classic charm, practical features,

Supplements: and room to make it your own. Schedule your showing today!

Listing Details MLS# 2147349

General Property Information

Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 784
Living Area Source: Public Records
Year Built: 1947
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.11
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Continue on FL-202 W. Take I-95 N to FL-228 W/US-17 S/Roosevelt Blvd. Take exit 361 from I-10 W. Use the 2nd from the left lane to take exit 361 for US-17 S/FL-228/Roosevelt Blvd toward FSCJ Kent Campus. Sharp right onto McDuff Ave S. At the traffic circle, take the 3rd exit onto Post St. Turn right onto Nelson St. Turn left onto College St.
Public Remarks: Seller concession up to $10,000 toward a buyer's rate buydown or allowable closing costs and prepaid expenses with an accepted offer, subject to lender approval and program guidelines.Character, hardwood floors, and a spacious fenced backyard! Discover this charming Murray Hill home featuring 2 bedrooms, 1 bath, and a large living area with room to relax or entertain. Beautiful hardwood floors and abundant natural light add warmth and character throughout. The functional kitchen offers ample cabinet and counter space, while the dining area provides a dedicated space for meals and gatherings.The attached 1 car garage features built-in shelving, additional storage, and a washer and dryer. Step outside to enjoy the spacious fenced backyard, offering room for outdoor activities, gardening, or entertaining. The inviting front porch adds to the home's appeal. With no HOA and convenient access to I-10, shopping, dining, and entertainment, this home offers classic charm, practical features,
List Price/SqFt: 228.32

Property Features

Architectural Style: Traditional Levels: One Appliances: Dryer; Electric Range; Microwave; Refrigerator; Washer Flooring: Tile; Wood Utilities: Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Vinyl Siding Patio And Porch Features: Covered; Front Porch Roof: Shingle Parking Features: Attached Fencing: Fenced Current Use: Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-27

Location Tax and Legal

Street Number: 3513
Street Name: COLLEGE
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32205
MLS Area Major: 051-Murray Hill
Subdivision Name: Murray Hill Heights

Status Change Information

Major Change Timestamp: 2026-10-30T20:35:19Z
Major Change Type: Status Change
Price Change Timestamp: 2026-08-21T21:20:32Z

DPR Eligible

DPR Eligible: Yes

More Information

Documents

Offer Instructions ›

Flood Disclosure ›

Seller's Property Disclosure ›

Lead-Based Paint Disclosure ›

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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