Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3511 SILVER BLUFF Boulevard, Orange Park, FL 32065 (MLS# 1056765)

3511 SILVER BLUFF Boulevard, Orange Park, FL 32065

$280,000

Virtual Tour

https://www.homesandland.com/UnbrandedVirtualTour/?64988378&VirtualTourId=7458615

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,084 Status: Closed

Current Price: $280,000 List Date: 6/04/2020 Last Modified: 3/02/2026

Overview

Description

Don't miss out on your chance to be a part of this resort style community where you have double the amenities everyone else has! Two gorgeous tropical pools with slides, multiple sports fields that includes soccer, baseball, basketball, and tennis, and two fully equipped gyms. This 4 bedroom, 2.5 bath home is nestled in the beautiful and conveniently located neighborhood of Silver Leaf. Just moments from all the conveniences of Oakleaf town center, walking distance to the elementary school, and an easy commute to all major roadways, Cecil Field, and NAS Jacksonville. This spacious home offers ample room for even the largest of families and has a BRAND NEW ROOF!! Large kitchen/dining/family room combo, formal dining and living room, office, laundry, half bath and

Supplements: master suite located on the first floor. All secondary bedrooms and a bathroom are located upstairs. Priced for a new family to come in and make theirs!! Schedule a private tour to see for yourself what all this house has to offer.

Listing Details MLS# 1056765

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 3084
Living Area Source: Public Records
Year Built: 2005
Association YN: Yes
Association Fee: 60
Association Fee Frequency: Annually
Association Name: Property Mgmt System
Association Phone: 904-225-9070
CDD Fee YN: Yes
CDD Fee Amount: 1596.66
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: Take I-295 to Collins Rd. Turn left onto Collins Rd. Turn left onto Rampart Rd. Turn right onto Argyle Forest Blvd. Turn left onto Oakleaf Village Pkwy. Turn right onto Silver Bluff Blvd.
Public Remarks: Don't miss out on your chance to be a part of this resort style community where you have double the amenities everyone else has! Two gorgeous tropical pools with slides, multiple sports fields that includes soccer, baseball, basketball, and tennis, and two fully equipped gyms. This 4 bedroom, 2.5 bath home is nestled in the beautiful and conveniently located neighborhood of Silver Leaf. Just moments from all the conveniences of Oakleaf town center, walking distance to the elementary school, and an easy commute to all major roadways, Cecil Field, and NAS Jacksonville. This spacious home offers ample room for even the largest of families and has a BRAND NEW ROOF!! Large kitchen/dining/family room combo, formal dining and living room, office, laundry, half bath and
List Price/SqFt: 90.79
Sold Price/SqFt: 90.79

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco; Other Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s); Trash Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2020-06-04

Location Tax and Legal

Street Number: 3511
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Silver Leaf

Status Change Information

Major Change Timestamp: 2020-07-12T15:42:39Z
Major Change Type: Status Change
Purchase Contract Date: 2020-06-16
Close Date: 2020-07-10
Close Price: 280000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Dining-Kitchen/Family Combo: Y, Club Amenities-Nature Trails: Y, Interior Amenities-Bay/Bow Window(s): Y
Public Historical Remarks 2: Club Amenities-Bike Path: Y, Soccer Field(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Structure Slab: Y, Fenced Partial: Y

Room Information

Room Name
Living Room
Family Room
Office
Utility Room

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: March - 02 - 2026

Information deemed reliable but not guaranteed.