Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3509 STANLEY Street, Jacksonville, FL 32207 (MLS# 2167948)

3509 STANLEY Street, Jacksonville, FL 32207

$125,000

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 1,001 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $125,000 List Date: 10/05/2026 Last Modified: 11/02/2026

Overview

Description

There is a certain charm that comes with a home that has stood the test of time. 3509 Stanley St has been well maintained and retains the character that makes vintage Jacksonville homes so appealing. Original wood floors and timeless details create a warm, welcoming feel, while the home leaves room for its next owner to add their own style. The adjacent lot is not owned by the seller, and the existing garage structure is expected to be demolished in the near future.

Listing Details MLS# 2167948

General Property Information

Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 1001
Living Area Source: Public Records
Year Built: 1916
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.16
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: South
Directions: Take I-95 S toward Southside/St. Augustine. Take Exit 350B for San Marco Blvd. Turn left onto San Marco Blvd. Continue on San Marco Blvd and turn right onto Nira St. Turn left onto St. Augustine Rd. Turn right onto Stanley St. Continue on Stanley St to 3509 Stanley St, which will be on your right.
Public Remarks: There is a certain charm that comes with a home that has stood the test of time. 3509 Stanley St has been well maintained and retains the character that makes vintage Jacksonville homes so appealing. Original wood floors and timeless details create a warm, welcoming feel, while the home leaves room for its next owner to add their own style. The adjacent lot is not owned by the seller, and the existing garage structure is expected to be demolished in the near future.
List Price/SqFt: 124.88

Property Features

Architectural Style: Other Levels: One Appliances: Electric Oven Fireplace Features: Wood Burning Interior Features: Walk-In Closet(s) Flooring: Wood Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Wood Siding Patio And Porch Features: Rear Porch Roof: Shingle Parking Features: Additional Parking Lot Features: Cleared Current Use: Single Family Community Features: Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-05

Location Tax and Legal

Street Number: 3509
Street Name: STANLEY
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32207
MLS Area Major: 021-St Nicholas Area
Subdivision Name: Reids

Status Change Information

Major Change Timestamp: 2026-10-30T14:07:37Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-30T14:07:37Z

DPR Eligible

DPR Eligible: Yes

More Information

Documents

Licensee Disclosure ›

Seller Disclosure ›

Flood Disclosure ›

Seller's Disclaimer ›

Listing Office: FADER & CO REALTY LLC

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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