Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3501 STILLMAN Street, Jacksonville, FL 32207 (MLS# 2126042)

3501 STILLMAN Street, Jacksonville, FL 32207

$290,000

Warmly Staged Open-Plan Dining and Kitch

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,760 Lot Size (sq. ft.): 6,534 Status: Active Under Contract

Current Price: $290,000 List Date: 1/20/2026 Last Modified: 11/03/2026

Overview

Description

BACK ON THE MARKET! Built in 2023, this 4-bedroom, 2-bath home with 1,760 sq ft offers modern construction, a functional layout, and the added benefit of no HOA. Neutral finishes and a well-designed floor plan create a comfortable living space suited for a variety of lifestyles. The split-bedroom design provides flexibility for everyday living, work-from-home needs, or guests, while the open living areas offer a natural flow for relaxing or entertaining. Whether you're a first-time homebuyer, an investor exploring rental opportunities, or someone looking to build long-term value through homeownership, this property offers flexibility and potential. Some photos/images have been virtually staged.

Listing Details MLS# 2126042

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1760
Living Area Source: Public Records
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.15
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: Traveling South on I-95, Exit 347 toward Emerson St. Make left on Emerson St. Left on Spring Park Rd. Right on Stillman St.
Public Remarks: BACK ON THE MARKET! Built in 2023, this 4-bedroom, 2-bath home with 1,760 sq ft offers modern construction, a functional layout, and the added benefit of no HOA. Neutral finishes and a well-designed floor plan create a comfortable living space suited for a variety of lifestyles. The split-bedroom design provides flexibility for everyday living, work-from-home needs, or guests, while the open living areas offer a natural flow for relaxing or entertaining. Whether you're a first-time homebuyer, an investor exploring rental opportunities, or someone looking to build long-term value through homeownership, this property offers flexibility and potential. Some photos/images have been virtually staged.
List Price/SqFt: 164.77

Property Features

Levels: One Appliances: None Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Corner Lot Current Use: Residential; Single Family Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: 3rd Party Approval

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-12-04

Location Tax and Legal

Street Number: 3501
Street Name: STILLMAN
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32207
MLS Area Major: 021-St Nicholas Area
Subdivision Name: Spring Park

Status Change Information

Major Change Timestamp: 2026-11-03T16:05:39Z
Major Change Type: Status Change
Price Change Timestamp: 2026-03-25T17:01:08Z
Contingency: Active Under Contract
Contingent Date: 2026-11-03

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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