Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

350 SILENT BROOK Trail, Jacksonville, FL 32225 (MLS# 2168671)

350 SILENT BROOK Trail, Jacksonville, FL 32225

$299,500

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,048 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $299,500 List Date: 10/09/2026 Last Modified: 10/26/2026

Overview

Description

Move-in ready and beautifully refreshed! This split floor-plan, 2-bedroom, 2-bath home near Kernan & Atlantic offers a spacious split floorplan, vaulted ceilings, and thoughtful updates throughout. Enjoy stainless steel appliances, new carpet and vinyl flooring, updated laminate countertops, fresh interior paint, modern lighting, window treatments and more. Exterior highlights include fully-fenced, hurricane-grade double-pane windows and James Hardie board siding, a newer garage door, updated irrigation pump, dusk-to-dawn exterior lighting, and gutters surrounding the home. A storage shed also conveys with a complimentary lawn mower! Conveniently located near shopping, dining, and major roadways, including I-295, with the beach just 15 minutes away. Enjoy the coastal lifestyle without paying beach prices so let's schedule a tour today! *Some photos have been digitally enhanced.

Listing Details MLS# 2168671

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1048
Living Area Source: Public Records
Year Built: 1991
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 120
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: EAST ON ATLANTIC LEFT ON KERNAN RIGHT INTO VILLAS AT CROSS CREEK - MASTIN RD., LEFT ON SILENT BROOK, HOUSE ON CORNER LOT.
Public Remarks: Move-in ready and beautifully refreshed! This split floor-plan, 2-bedroom, 2-bath home near Kernan & Atlantic offers a spacious split floorplan, vaulted ceilings, and thoughtful updates throughout. Enjoy stainless steel appliances, new carpet and vinyl flooring, updated laminate countertops, fresh interior paint, modern lighting, window treatments and more. Exterior highlights include fully-fenced, hurricane-grade double-pane windows and James Hardie board siding, a newer garage door, updated irrigation pump, dusk-to-dawn exterior lighting, and gutters surrounding the home. A storage shed also conveys with a complimentary lawn mower! Conveniently located near shopping, dining, and major roadways, including I-295, with the beach just 15 minutes away. Enjoy the coastal lifestyle without paying beach prices so let's schedule a tour today! *Some photos have been digitally enhanced.
List Price/SqFt: 285.78

Property Features

Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Refrigerator; Washer Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Heat Pump Water Source: Public Sewer: Public Sewer Parking Features: Garage Fencing: Wood Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-09

Location Tax and Legal

Street Number: 350
Street Name: SILENT BROOK
Street Suffix: Trail
County: Duval
State: FL
Postal Code: 32225
MLS Area Major: 043-Intracoastal West-North Of Atlantic Blvd
Subdivision Name: Villas At Cross Crk

Status Change Information

Major Change Timestamp: 2026-10-09T19:40:52Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Documents

Listing Office: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare