Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

35 CLIFTON BAY, St. Johns, FL 32259 (MLS# 2097219)

35 CLIFTON BAY, St. Johns, FL 32259

$3,700

Property Type: Residential Lease Bedrooms: 4 Baths: 3 Square Footage: 2,297 Lot Size (sq. ft.): 4,792 Status: Closed

Current Price: $3,700 List Date: 1/06/2026 Last Modified: 1/31/2026

Overview

Description

Furnished (can be unfurnished), former model home in Beachwalk. 4 BR/3 bath home with screened-in lanai and large patio overlooking pond. Includes all that Beachwalk offers, including gorgeous tennis courts, a golf putting green, dog park, clubhouse with restaurant, fully loaded clubhouse gym, and a 14-acre crystal clear lagoon!

Listing Details MLS# 2097219

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2297
Living Area Source: Public Records
Year Built: 2018
Lot Size Acres: 0.11
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories Total: 3
Senior Community YN: No
Directions: From I95 exit 329, take CR Hwy 210 E about 1 mile until you arrive to the Beachwalk Entrance on the left. take 2nd left then Turn right on Clifton bay
Public Remarks: Furnished (can be unfurnished), former model home in Beachwalk. 4 BR/3 bath home with screened-in lanai and large patio overlooking pond. Includes all that Beachwalk offers, including gorgeous tennis courts, a golf putting green, dog park, clubhouse with restaurant, fully loaded clubhouse gym, and a 14-acre crystal clear lagoon!
List Price/SqFt: 1.61
Sold Price/SqFt: 1.61

Property Features

Additional Lease Terms: 12 Months; Negotiable Owner Pays: Association Fees; Exterior Maintenance; Grounds Care; Other Appliances: Dishwasher; Double Oven; Gas Cooktop; Gas Oven; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Walk-In Closet(s) Laundry Features: Upper Level Patio And Porch Features: Screened Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Pickleball; Playground Water Source: Public Parking Features: Garage Sewer: Public Sewer View: Pond Utilities: Cable Available Cooling: Central Air Heating: Central Tenant Pays: All Utilities Pets Allowed: Yes; Breed Restrictions; Call; Dogs OK

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2025-07-07
Lease Term: 12 Months

Location Tax and Legal

Street Number: 35
Street Name: CLIFTON BAY
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Beachwalk

Status Change Information

Major Change Timestamp: 2026-01-31T14:26:55Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-20T17:19:47Z
Purchase Contract Date: 2026-01-26
Close Date: 2026-01-31
Close Price: 3700

More Information

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: January - 31 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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