Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

346 BOULDER Lane, St. Johns, FL 32259 (MLS# 2089358)

346 BOULDER Lane, St. Johns, FL 32259

$406,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,638 Lot Size (sq. ft.): 5,663 Status: Closed

Current Price: $406,000 List Date: 12/10/2025 Last Modified: 2/05/2026

Overview

Description

This stunning, single-story home showcases a covered entry, stone veneer accents and professional landscaping for maximum curb appeal. Inside, discover an open floor plan with luxury vinyl plank flooring and an inviting great room that provides access to a covered back patio. Whip up culinary delights in the modern kitchen, which features Woodmont® cabinets, granite countertops and Whirlpool® stainless steel appliances. The primary suite boasts a large walk-in closet and connecting bath that offers quartz countertops, a walk-in shower and dual-sink vanity. Other distinguishing features include a den, ENERGY STAR® certified lighting, Moen® faucets and Kohler® sinks. Unwind after a long day on the covered back patio. KB Home at Stonecrest is conveniently located in coveted St Johns County near multiple hospitals including Baptist South, shopping at the Pavilion at Durbin Park and is also close to Nocatee and Ponte Vedra Beach. Don't forget about the highly rated schools!

Supplements: Community amenities include a brand-new pool and playground with NO CDD FEES! Closing Cost Contribution available for this home.

Listing Details MLS# 2089358

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1638
Living Area Source: Plans
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.13
Association YN: Yes
Association Fee: 330
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-05-23
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: FROM I-95 EAST BELTWAY, MERGE ONTO US1 SOUTH. TURN RIGHT ON RACE TRACK RD. COMMUNITY WILL BE ON THE LEFT AFTER 1 MILE DRIVING.
Public Remarks: This stunning, single-story home showcases a covered entry, stone veneer accents and professional landscaping for maximum curb appeal. Inside, discover an open floor plan with luxury vinyl plank flooring and an inviting great room that provides access to a covered back patio. Whip up culinary delights in the modern kitchen, which features Woodmont® cabinets, granite countertops and Whirlpool® stainless steel appliances. The primary suite boasts a large walk-in closet and connecting bath that offers quartz countertops, a walk-in shower and dual-sink vanity. Other distinguishing features include a den, ENERGY STAR® certified lighting, Moen® faucets and Kohler® sinks. Unwind after a long day on the covered back patio. KB Home at Stonecrest is conveniently located in coveted St Johns County near multiple hospitals including Baptist South, shopping at the Pavilion at Durbin Park and is also close to Nocatee and Ponte Vedra Beach. Don't forget about the highly rated schools!
List Price/SqFt: 253.96
Sold Price/SqFt: 247.86

Property Features

Architectural Style: Traditional Levels: One Appliances: Disposal; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Refrigerator; ENERGY STAR Qualified Water Heater; Gas Range; Microwave; Tankless Water Heater Interior Features: Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Building Verification Type: ENERGY STAR Certified Homes Security Features: Fire Alarm; Smoke Detector(s) Construction Materials: Frame Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Other Fencing: Back Yard Current Use: Single Family Association Amenities: Community Pool; Park; Playground Association Fee Includes: Maintenance Grounds Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-05-23

Location Tax and Legal

Street Number: 346
Street Name: BOULDER
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stonecrest

Status Change Information

Major Change Timestamp: 2026-02-05T14:40:12Z
Major Change Type: Status Change
Price Change Timestamp: 2025-12-23T19:46:38Z
Purchase Contract Date: 2026-01-04
Close Date: 2026-02-04
Close Price: 406000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: ROUND TABLE REALTY

Last Updated: February - 05 - 2026

Information deemed reliable but not guaranteed.