Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3432 BILTMORE Way, Orange Park, FL 32065 (MLS# 1070533)

3432 BILTMORE Way, Orange Park, FL 32065

$170,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,520 Status: Closed

Current Price: $170,000 List Date: 8/28/2020 Last Modified: 5/13/2026

Overview

Description

This is a very spacious and beautiful 3 bed 2.5 bath town home in a great location! It has an open floor plan with living and dining room combo. Wood and tile throughout living areas. Kitchen features breakfast bar and pantry closet. Also a convenient half bath downstairs. Upstairs has the laundry room and loft. Spacious master bedroom suite and 2 guest rooms with extra bath. Rear entry 2 car garage. Includes all the amenities of Oakleaf Plantation. Pools, Parks and Playgrounds & NO MONTHLY FEES!!!!!

Listing Details MLS# 1070533

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1520
Living Area Source: Public Records
Year Built: 2012
Association YN: Yes
Association Fee: 158
Association Fee Frequency: Annually
Association Fee 2 Frequency: One Time
CDD Fee YN: Yes
CDD Fee Amount: 1120.82
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Entry Level: Yes
Directions: Turn right onto Oakleaf Village Parkway Continue on Parkview Dr. Drive to Biltmore Way Turn left onto Parkview Dr Turn right onto Biltmore Way Destination will be on the left
Public Remarks: This is a very spacious and beautiful 3 bed 2.5 bath town home in a great location! It has an open floor plan with living and dining room combo. Wood and tile throughout living areas. Kitchen features breakfast bar and pantry closet. Also a convenient half bath downstairs. Upstairs has the laundry room and loft. Spacious master bedroom suite and 2 guest rooms with extra bath. Rear entry 2 car garage. Includes all the amenities of Oakleaf Plantation. Pools, Parks and Playgrounds & NO MONTHLY FEES!!!!!
List Price/SqFt: 111.84
Sold Price/SqFt: 111.84

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Pantry; Primary Bathroom - Tub with Shower Flooring: Tile; Wood Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Dishwasher Construction Materials: Frame; Stucco Patio And Porch Features: Front Porch Roof: Shingle Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Community Pool; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2020-08-27

Location Tax and Legal

Street Number: 3432
Street Name: BILTMORE
Street Suffix: Way
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2020-10-06T14:25:52Z
Major Change Type: Status Change
Purchase Contract Date: 2020-08-31
Close Date: 2020-09-30
Close Price: 170000

Historical Information

Public Historical Remarks 1: Dining-Kitchen/Family Combo: Y
Public Historical Remarks 2: Soccer Field(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y

More Information

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: May - 13 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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