Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

342 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 2169747)

342 RUM RUNNER Way, St. Johns, FL 32259

$3,850

Property Type: Residential Lease Bedrooms: 4 Baths: 4 Square Footage: 2,876 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $3,850 List Date: 10/17/2026 Last Modified: 11/05/2026

Overview

Description

Live where you vacation and embrace the ultimate Beachwalk lifestyle! This gorgeous, virtually standalone townhome delivers all the privacy of a single-family home paired with effortless, resort-style living. Spanning 4 bedrooms, 4 baths, and a spacious loft, it comes packed with premium upgrades: a private in-home sauna, a 75" Smart TV, a screened rear patio, a top-tier security system, water softener, reverse osmosis dispenser, and Maytag washer/dryer. Enjoy the security of a gated community with direct access to the Beachwalk Lagoon and world-class amenities—with zero exterior maintenance thanks to the HOA. Available December 1, 2026. Rent amount includes monthly membership fees to the Club. $49 Application fee via RentSpree https://apply.link/9XJ_Y6M

Listing Details MLS# 2169747

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2163
Living Area Source: Public Records
Building Area Total: 2876
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.12
Lot Size Dimensions: 45x100
Association YN: Yes
Association Fee: 335
Association Fee Frequency: Monthly
Association Fee 2: 600
Association Fee 2 Frequency: One Time
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Waterfront YN: Yes
Stories Total: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I-95 South take exit 329 and turn left on County Road 210. Travel two miles and turn left at the first entrance to Beachwalk. Atlantica Isles will be on your right. Home will be on the right hand side.
Public Remarks: Live where you vacation and embrace the ultimate Beachwalk lifestyle! This gorgeous, virtually standalone townhome delivers all the privacy of a single-family home paired with effortless, resort-style living. Spanning 4 bedrooms, 4 baths, and a spacious loft, it comes packed with premium upgrades: a private in-home sauna, a 75" Smart TV, a screened rear patio, a top-tier security system, water softener, reverse osmosis dispenser, and Maytag washer/dryer. Enjoy the security of a gated community with direct access to the Beachwalk Lagoon and world-class amenities—with zero exterior maintenance thanks to the HOA. Available December 1, 2026. Rent amount includes monthly membership fees to the Club. $49 Application fee via RentSpree https://apply.link/9XJ_Y6M
List Price/SqFt: 1.78

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees; Repairs; Taxes Architectural Style: Traditional; Villa Levels: Two Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Gas Oven; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned; Other Interior Features: Breakfast Bar; Ceiling Fan(s); Open Floorplan; Pantry; Smart Thermostat; Walk-In Closet(s) Laundry Features: In Unit; Lower Level Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Maintenance Grounds; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Grounds Community Features: Gated; Restaurant; Sidewalks Water Source: Public Parking Features: Garage; Garage Door Opener Sewer: Public Sewer Security Features: Security Gate; Security System Owned View: Pond; Water Waterfront Features: Lagoon; Pond Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Electric: 200+ Amp Service Road Surface Type: Asphalt Road Frontage Type: Private Road Additional Fee Includes: Key Deposit Rent Includes: Other Tenant Pays: All Utilities Pets Allowed: Yes; Breed Restrictions; Call; Cats OK; Dogs OK

Contract Information

Rental Service: RentSpree
Rental Application URL: https://apply.link/9XJ_Y6M
RentEdge Syndication Y/N: Yes
Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-10-16
Lease Term: 12 Months
Availability Date: 2026-08-01

Location Tax and Legal

Street Number: 342
Street Name: RUM RUNNER
Street Suffix: Way
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Beachwalk

Status Change Information

Major Change Timestamp: 2026-11-02T14:14:38Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-02T14:14:38Z

Accessory Dwelling Information

Bathrooms: 4

More Information

Deposits and Fees

Additional Fee: 35
Application Fee: 49
Association Application Fee: 600
Pet Fee/Deposit: 500
Security Deposit: 3850

Listing Office: HERRON REAL ESTATE LLC

Last Updated: November - 05 - 2026

Information deemed reliable but not guaranteed.