Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

341 CHARLEMAGNE Circle, Ponte Vedra Beach, FL 32082 (MLS# 1223917)

341 CHARLEMAGNE Circle, Ponte Vedra Beach, FL 32082

$565,000

Virtual Tour

https://nflrealestatephotography.com/341-Charlemagne-Cir/idx

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,354 Status: Closed

Current Price: $565,000 List Date: 4/28/2023 Last Modified: 2/23/2025

Overview

Description

OPEN HOUSE SATURDAY 4/29, 11-2 & SUNDAY 4/30, 12-3. *** MULTIPLE OFFERS - HIGHEST & BEST BY 5 PM SUNDAY (4/30/23) *** Amazing location & beach cottage with water views! East of A-1-A, bike ride or walk to the beach or Sawgrass Village restaurants and shops. St Johns schools. Two family owned home, lovingly maintained and updated where it counts. No carpet...Commercial grade LVT 2016, new roof, skylights & lanai screen 2018, , replaced appliances 2017-2019, HVAC 2019, Slider replaced 2018, Bathroom updated/remodeled 2019, Shark Flooring in garage 2021. Natural setting made for immediate enjoyment as you kick back and listen to the water lap against your bulkhead and hear ocean waves in the distance!!!

Listing Details MLS# 1223917

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1354
Living Area Source: Public Records
Year Built: 1990
Lot Size Dimensions: .1 acres
Association YN: Yes
Association Fee: 168
Association Fee Frequency: Quarterly
Association Name: Fiddler's Marsh
Association Phone: (904) 280-7616
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Directions: East of A-1-A, South of JTB (202) and North of CR210. Turn East into L'Atrium. Take first left. Left into Fiddlers Marsh. Right on Charlemagne Circle (before Tennis Courts). Home is on the Left.
Public Remarks: OPEN HOUSE SATURDAY 4/29, 11-2 & SUNDAY 4/30, 12-3. *** MULTIPLE OFFERS - HIGHEST & BEST BY 5 PM SUNDAY (4/30/23) *** Amazing location & beach cottage with water views! East of A-1-A, bike ride or walk to the beach or Sawgrass Village restaurants and shops. St Johns schools. Two family owned home, lovingly maintained and updated where it counts. No carpet...Commercial grade LVT 2016, new roof, skylights & lanai screen 2018, , replaced appliances 2017-2019, HVAC 2019, Slider replaced 2018, Bathroom updated/remodeled 2019, Shark Flooring in garage 2021. Natural setting made for immediate enjoyment as you kick back and listen to the water lap against your bulkhead and hear ocean waves in the distance!!!
List Price/SqFt: 380.28
Sold Price/SqFt: 417.28

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Ice Maker; Microwave; Washer Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Primary Bathroom - Tub with Shower; Primary Downstairs; Skylight(s); Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: Electric Dryer Hookup; In Carport; In Garage; Washer Hookup Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation; Programmable Thermostat Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Aluminum Siding; Frame; Shell Dash Patio And Porch Features: Front Porch; Patio; Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Water Waterfront Features: Lagoon Current Use: Residential; Single Family Association Amenities: Community Pool; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-04-26

Location Tax and Legal

Street Number: 341
Street Name: CHARLEMAGNE
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32082
MLS Area Major: 261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
Subdivision Name: L Atrium

Status Change Information

Major Change Timestamp: 2023-05-12T21:41:40Z
Major Change Type: Status Change
Purchase Contract Date: 2023-05-08
Close Date: 2023-05-12
Close Price: 565000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Bulkhead: Y, Interior Amenities-Window Treatment(s): Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Smart Home Features: Ring Doorbell Camera, Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Exhaust Fans: Y, Energy Features-Forced Air: Y, Energy Features-Ceiling Fan(s): Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other