Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

340 W 6TH Street, Jacksonville, FL 32206 (MLS# 2169905)

340 W 6TH Street, Jacksonville, FL 32206

$499,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,232 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $499,000 List Date: 10/19/2026 Last Modified: 10/24/2026

Overview

Description

Beautiful Historic Preservation Springfield Home, nice 3 bedroom 21/2 bath. Custom designed kitchen equipped with smart refrigerator, quartz countertops and soft close cabinetry. Updated plumbing, new electric, 2 new A/C units, New hot water heater, upgraded fans, faucets and lighting fixtures throughout home. Large front porch area and huge deck in back with gazebo. Parking at the back of home. Has non-functioning fireplaces.

Listing Details MLS# 2169905

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1968
Living Area Source: Appraiser
Building Area Total: 2232
Year Built: 1914
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.06
Lot Size Dimensions: 20 x 70
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: North
Directions: Exit 8th St. E on I-95 to North on 6th St to 340 W. 6th, Jacksonville, FL 32206
Public Remarks: Beautiful Historic Preservation Springfield Home, nice 3 bedroom 21/2 bath. Custom designed kitchen equipped with smart refrigerator, quartz countertops and soft close cabinetry. Updated plumbing, new electric, 2 new A/C units, New hot water heater, upgraded fans, faucets and lighting fixtures throughout home. Large front porch area and huge deck in back with gazebo. Parking at the back of home. Has non-functioning fireplaces.
List Price/SqFt: 253.56

Property Features

Architectural Style: Historic Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Convection Oven; Electric Cooktop; Electric Oven; Ice Maker; Microwave; Plumbed For Ice Maker; Refrigerator Fireplace Features: Other Interior Features: Ceiling Fan(s); Entrance Foyer; Pantry; Primary Bathroom - Tub with Shower Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air; Split System Heating: Central; Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Refrigerator Green Energy Efficient: Appliances Security Features: Smoke Detector(s) Construction Materials: Concrete; Stucco Other Structures: Gazebo Patio And Porch Features: Covered; Deck; Front Porch; Rear Porch Roof: Tile Parking Features: Additional Parking; Off Street Lot Features: Historic Area View: Other Fencing: Back Yard; Wood Current Use: Residential; Single Family Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: Yes
Listing Contract Date: 2026-10-19

Location Tax and Legal

Street Number: 340
Street Direction Prefix: W
Street Name: 6TH
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32206
MLS Area Major: 072-Springfield
Subdivision Name: Springfield

Status Change Information

Major Change Timestamp: 2026-10-19T17:42:33Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: October - 24 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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