Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

340 S MILL VIEW Way, Ponte Vedra Beach, FL 32082 (MLS# 2171402)

340 S MILL VIEW Way, Ponte Vedra Beach, FL 32082

New Listing

$1,015,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,341 Lot Size (sq. ft.): 12,632 Status: Active

Current Price: $1,015,000 List Date: 10/29/2026 Last Modified: 11/02/2026

Overview

Description

Welcome to this stunning 5-bedroom, 4-bathroom home in the sought-after Sawmill Lakes community! A U-shaped driveway and 3-car garage make an impressive first impression. The kitchen features stainless steel appliances and custom cabinetry, opening to a living room with soaring ceilings and a fireplace, plus a formal dining room. The primary suite offers his/hers walk-in closets, a sitting area, and a spa-like bathroom with dual sinks, a jetted tub, and a walk-in shower. A spacious laundry room with coat racks and shoe cubbies adds everyday convenience. Upstairs, a large room serves as a second primary suite or private office. Step outside to a covered, screened-in patio. Community amenities include a pool, clubhouse, courts, field, park, and playground. Just minutes from TPC Sawgrass, Sawgrass Village, Mickler's Landing beach, and the Ponte Vedra Concert Hall — luxury coastal living at its finest. Some images in this listing have been virtually staged.

Listing Details MLS# 2171402

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3341
Living Area Source: Public Records
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.29
Association YN: Yes
Association Fee: 832
Association Fee Frequency: Semi-Annually
Association Name: Sawmill Lakes
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: Northwest
Directions: From SR A1A head west on Mickler Rd, go around the round about onto Palm Valley Rd, turn right on Sawmill Lakes Blvd, turn left on S Mill View Way and the home will be on your left.
Public Remarks: Welcome to this stunning 5-bedroom, 4-bathroom home in the sought-after Sawmill Lakes community! A U-shaped driveway and 3-car garage make an impressive first impression. The kitchen features stainless steel appliances and custom cabinetry, opening to a living room with soaring ceilings and a fireplace, plus a formal dining room. The primary suite offers his/hers walk-in closets, a sitting area, and a spa-like bathroom with dual sinks, a jetted tub, and a walk-in shower. A spacious laundry room with coat racks and shoe cubbies adds everyday convenience. Upstairs, a large room serves as a second primary suite or private office. Step outside to a covered, screened-in patio. Community amenities include a pool, clubhouse, courts, field, park, and playground. Just minutes from TPC Sawgrass, Sawgrass Village, Mickler's Landing beach, and the Ponte Vedra Concert Hall — luxury coastal living at its finest. Some images in this listing have been virtually staged.
List Price/SqFt: 303.8

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); His and Hers Closets; Jack and Jill Bath; Pantry; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: Electric Dryer Hookup; Lower Level; Sink; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Frame Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Attached; Circular Driveway; Garage; Garage Door Opener Lot Features: Corner Lot; Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Association Amenities: Barbecue; Basketball Court; Children's Pool; Clubhouse; Community Pool; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Dining Room; Family Room; Kitchen; Living Room; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-27

Location Tax and Legal

Street Number: 340
Street Direction Prefix: S
Street Name: MILL VIEW
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32082
MLS Area Major: 262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
Subdivision Name: Sawmill Lakes

Status Change Information

Major Change Timestamp: 2026-10-29T16:18:15Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Room Types

Bathroom 2 Level: First
Bedroom 2 Level: First
Bedroom 3 Level: First
Bedroom 4 Level: First
Bedroom 5 Level: Second
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Living Room Level: First
Primary Bedroom Level: First

Room Information

Room Name	Level	Length	Width
Primary Bedroom	First	16.00	35.00
Bedroom 2	First	12.00	14.00
Bedroom 3	First	13.00	12.00
Bedroom 4	First	12.00	13.00
Bedroom 5	Second	12.00	33.00
Kitchen	First	17.00	15.00
Family Room	First	20.00	16.00
Living Room	First	18.00	18.00
Dining Room	First	14.00	16.00

Listing Office: TAH FLORIDA LLC

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.