Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

34 PHILLIPS Avenue, Ponte Vedra Beach, FL 32082 (MLS# 2123536)

34 PHILLIPS Avenue, Ponte Vedra Beach, FL 32082

$1,208,500

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,122 Lot Size (sq. ft.): 12,197 Status: Closed

Current Price: $1,208,500 List Date: 1/05/2026 Last Modified: 2/20/2026

Overview

Description

Gorgeous 4/2 Ponte Vedra Beach home. This house is a show-stopper! Durable LVP flooring throughout. NO carpeting anywhere making easy to keep so clean. Kitchen offers newer cabinets, countertops and stainless steel appliances. Separate Living room, family room & Dining room. Enjoy the spacious primary suite and upgraded bathroom with his/hers large walk-in closets. Three guest bedrooms & bathroom. Enjoy your evenings relaxing in the screened-in back porch. Just minutes to Mayport & close to great shopping & restaurants.

Listing Details MLS# 2123536

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2122
Living Area Source: See Remarks
Year Built: 1995
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.28
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: AIA-S to Solano Road, turn left. Left on Golfview Circle. Turn left on Phillips Ave. First corner house on left.
Public Remarks: Gorgeous 4/2 Ponte Vedra Beach home. This house is a show-stopper! Durable LVP flooring throughout. NO carpeting anywhere making easy to keep so clean. Kitchen offers newer cabinets, countertops and stainless steel appliances. Separate Living room, family room & Dining room. Enjoy the spacious primary suite and upgraded bathroom with his/hers large walk-in closets. Three guest bedrooms & bathroom. Enjoy your evenings relaxing in the screened-in back porch. Just minutes to Mayport & close to great shopping & restaurants.
List Price/SqFt: 589.07
Sold Price/SqFt: 569.51

Property Features

Appliances: Dishwasher; Disposal; Electric Oven; Electric Water Heater; Refrigerator Interior Features: Breakfast Bar; Pantry; Split Bedrooms; Walk-In Closet(s) Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Garage Door Opener Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-01-05

Location Tax and Legal

Street Number: 34
Street Name: PHILLIPS
Street Suffix: Avenue
County: St. Johns
State: FL
Postal Code: 32082
MLS Area Major: 251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd
Subdivision Name: Seaview Park

Status Change Information

Major Change Timestamp: 2026-02-17T21:25:31Z
Major Change Type: Status Change
Purchase Contract Date: 2026-01-05
Close Date: 2026-02-17
Close Price: 1208500

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: HOVER GIRL PROPERTIES

Last Updated: February - 20 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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