Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

339 OAK MOSS Drive, St. Johns, FL 32259 (MLS# 2102019)

339 OAK MOSS Drive, St. Johns, FL 32259

$780,000

Shores at RiverTown_Aerial Photography_1

Shores at Rivertown_St. Johns River_Suns

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,516 Status: Closed

Current Price: $780,000 List Date: 4/07/2026 Last Modified: 6/23/2026

Overview

Description

Must see Toll Brothers Home! Picture ending each day with a glass of wine and a glowing sunset over the St. Johns River—all from the privacy of your primary bedroom balcony. Coming Spring 2026. This 4-bed, 3.5-bath luxury townhome in the exclusive Shores at RiverTown invites you to live where elegance meets ease. The open-concept main floor is perfect for lively dinners and quiet mornings alike, while the downstairs guest suite offers privacy for visitors. Upstairs, a versatile loft and spacious bedrooms provide room to relax, work, or play. The primary suite is your personal sanctuary, with sweeping river views that never get old. Outside, the backyard is primed for your dream pool or outdoor kitchen—rare for a townhome. With limited boat slips available just steps away, the riverfront lifestyle you've imagined is within reach. Don't wait—homes like this are few and far between.

Listing Details MLS# 2102019

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2516
Living Area Source: Builder
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 236
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1800
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-10-01
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From Mandarin and Greenbriar Rd, take SR 13 south, go through both Rivertown roundabouts, then gated entry is on the right, from 210/16A, turn right onto SR 13 at Woodpeckers, gated entry is 1/4 mile on the left
Public Remarks: Must see Toll Brothers Home! Picture ending each day with a glass of wine and a glowing sunset over the St. Johns River—all from the privacy of your primary bedroom balcony. Coming Spring 2026. This 4-bed, 3.5-bath luxury townhome in the exclusive Shores at RiverTown invites you to live where elegance meets ease. The open-concept main floor is perfect for lively dinners and quiet mornings alike, while the downstairs guest suite offers privacy for visitors. Upstairs, a versatile loft and spacious bedrooms provide room to relax, work, or play. The primary suite is your personal sanctuary, with sweeping river views that never get old. Outside, the backyard is primed for your dream pool or outdoor kitchen—rare for a townhome. With limited boat slips available just steps away, the riverfront lifestyle you've imagined is within reach. Don't wait—homes like this are few and far between.
List Price/SqFt: 313.2
Sold Price/SqFt: 310.02

Property Features

Architectural Style: Contemporary; Craftsman; Traditional Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Electric Oven; Gas Range; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Guest Suite; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Sink; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Split System; Zoned Heating: Central; Electric; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Smoke Detector Security Features: Fire Sprinkler System; Firewall(s); Security Gate; Smoke Detector(s) Construction Materials: Composition Siding; Fiber Cement; Frame Exterior Features: Balcony Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Many Trees; Sprinklers In Front; Sprinklers In Rear View: Pond; River; Trees/Woods Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Other Community Features: Curbs; Gated; Restaurant; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2025-08-03

Location Tax and Legal

Street Number: 339
Street Name: OAK MOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-06-23T17:37:46Z
Major Change Type: Status Change
Price Change Timestamp: 2026-05-14T21:32:13Z
Purchase Contract Date: 2026-05-20
Close Date: 2026-06-18
Close Price: 780000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: June - 23 - 2026

Information deemed reliable but not guaranteed.