Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

339 GAN Way, St. Johns, FL 32259 (MLS# 2124816)

339 GAN Way, St. Johns, FL 32259

$415,000

Virtual Tour

https://youtu.be/v4UzMBkT4yQ?si=UK_t00kEVqCpegQ7

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,737 Lot Size (sq. ft.): 8,712 Status: Closed

Current Price: $415,000 List Date: 2/20/2026 Last Modified: 3/26/2026

Overview

Description

Welcome to this freshly renovated home that is zoned for A-Rated school district. No CDD fees! *** Lower interest rate if seller's preferred lender is chosen. This 3-bedroom / 2-bathroom freshly renovated residence offers a flex room, 2-car attached garage, 9 foot ceilings & abundant of natural light. The open floor plan creates a seamless flow between the living, dining & kitchen areas. Elegant primary suite features a spacious walk-in closet, newly installed LVP flooring, & recently upgraded bathroom, creating a spa-like experience. 2 other bedrooms are located on the other side of the house providing privacy. The modern kitchen boasts high-end stainless appliances, gas stove/oven, ample storage, quartz countertops, and a center island. Wood-looking tile flooring in all open-concept common areas. Outdoor space features a large screened-in patio, fenced-in yard & water views. Short distance to I-95 & local beaches.

Listing Details MLS# 2124816

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1737
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 609
Association Fee Frequency: Semi-Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: St. Johns, FL (part of Northeast Florida, near Jacksonville).
Public Remarks: Welcome to this freshly renovated home that is zoned for A-Rated school district. No CDD fees! *** Lower interest rate if seller's preferred lender is chosen. This 3-bedroom / 2-bathroom freshly renovated residence offers a flex room, 2-car attached garage, 9 foot ceilings & abundant of natural light. The open floor plan creates a seamless flow between the living, dining & kitchen areas. Elegant primary suite features a spacious walk-in closet, newly installed LVP flooring, & recently upgraded bathroom, creating a spa-like experience. 2 other bedrooms are located on the other side of the house providing privacy. The modern kitchen boasts high-end stainless appliances, gas stove/oven, ample storage, quartz countertops, and a center island. Wood-looking tile flooring in all open-concept common areas. Outdoor space features a large screened-in patio, fenced-in yard & water views. Short distance to I-95 & local beaches.
List Price/SqFt: 243.51
Sold Price/SqFt: 238.92

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: 6 Months Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Gas Oven; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Trash Compactor; Washer; Water Softener Owned; Other Interior Features: Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Home; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Gas Dryer Hookup; In Unit; Sink; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric Electric: Fuses Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation; Locks; Programmable Thermostat; Security Security Features: Carbon Monoxide Detector(s); Fire Alarm; Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement; Frame; Vinyl Siding Exterior Features: Other Patio And Porch Features: Covered; Patio; Rear Porch; Screened Spa Features: Community Roof: Shingle Parking Features: Attached; Covered; Garage; Garage Door Opener; Off Street; Secured Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Pond Waterfront Features: Pond Fencing: Back Yard; Wrought Iron Current Use: Recreational Association Amenities: Clubhouse; Playground Association Fee Includes: Maintenance Grounds; Maintenance Structure Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Other Listing Terms: Cash; FHA; USDA Loan; VA Loan; Other Room Types: Bedroom 2; Bedroom 3; Bonus Room; Dining Room; Kitchen; Living Room; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-01-12

Location Tax and Legal

Street Number: 339
Street Name: GAN
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Grand Creek North

Status Change Information

Major Change Timestamp: 2026-03-26T05:34:42Z
Major Change Type: Status Change
Price Change Timestamp: 2026-02-20T18:10:26Z
Purchase Contract Date: 2026-02-21
Close Date: 2026-03-24
Close Price: 415000

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 2 Level: Main
Bedroom 3 Level: Main
Bonus Room Level: Main
Dining Room Level: Main
Kitchen Level: Main
Living Room Level: Main
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width	Remarks
Kitchen	Main	16.00	9.00
Dining Room	Main	11.00	11.00
Living Room	Main	20.00	16.00
Primary Bedroom	Main		16.00	15
Bedroom 2	Main	12.00	13.00
Bedroom 3	Main	12.00	11.00
Bonus Room	Main

Documents

Flood Disclosure ›

Listing Office: HOMEZU.COM OF FLORIDA

Last Updated: March - 26 - 2026

Information deemed reliable but not guaranteed.