Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

337 BELL BRANCH Lane, St. Johns, FL 32259 (MLS# 2091734)

337 BELL BRANCH Lane, St. Johns, FL 32259

$468,000

Virtual Tour

https://www.tourfactory.com/idxr3208546

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,314 Lot Size (sq. ft.): 10,019 Status: Closed

Current Price: $468,000 List Date: 9/16/2025 Last Modified: 4/17/2026

Overview

Description

Enjoy the Julington Creek Plantation lifestyle with this four bedroom, three bath home. This home has been fully painted inside and outside. Brand new roof just installed in May. Hardwood floors, tile flooring in all wet areas and new carpet in the bedrooms. Formal living and dining rooms, family room features fireplace and adjoins kitchen and nook. Large master bedroom features trey ceiling, the ensuite bath has walkin shower and garden tub. Plantation shutters on front windows. Covered patio overlooks fenced yard. Courtyard garage entry. Enjoy all of Julington Creeks amenities that feature pools, tennis, pickleball and more. Close to top rated St Johns County schools.

Listing Details MLS# 2091734

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2314
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.23
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
Association Name: Julington Creek Plantation
Association Phone: 904-417-7600
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: SOUTH ON STATE ROAD 13 OVER JULINGTON CREEK BRIDGE, (L)DAVIS POND RD (MAIN ENTRY INTO JCP), (R) DURBIN CREEK, (R) FLORA BRANCH, (L) VELVET LEAF, (R) BELL BRANCH LANE
Public Remarks: Enjoy the Julington Creek Plantation lifestyle with this four bedroom, three bath home. This home has been fully painted inside and outside. Brand new roof just installed in May. Hardwood floors, tile flooring in all wet areas and new carpet in the bedrooms. Formal living and dining rooms, family room features fireplace and adjoins kitchen and nook. Large master bedroom features trey ceiling, the ensuite bath has walkin shower and garden tub. Plantation shutters on front windows. Covered patio overlooks fenced yard. Courtyard garage entry. Enjoy all of Julington Creeks amenities that feature pools, tennis, pickleball and more. Close to top rated St Johns County schools.
List Price/SqFt: 205.23
Sold Price/SqFt: 202.25

Property Features

Architectural Style: Traditional Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Plumbed For Ice Maker; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Entrance Foyer; Jack and Jill Bath; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Not Available; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Privacy; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Community Pool; Jogging Path; Management - On Site; Pickleball; Playground; Tennis Court(s) Community Features: Sidewalks; Street Lights; Suburban Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection