Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

332 CHICASAW Court, St. Johns, FL 32259 (MLS# 2040240)

332 CHICASAW Court, St. Johns, FL 32259

$649,000

Virtual Tour

https://www.zillow.com/view-3d-home/ee06b0c6-95c4-49ac-ac8d-717f30724b2a?setAttribution=mls&wl=true&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,161 Lot Size (sq. ft.): 16,553 Status: Closed

Current Price: $649,000 List Date: 8/01/2024 Last Modified: 4/17/2026

Overview

Description

Welcome to this stunning 3,100 sq. ft. home in the desirable Julington Creek Plantation. Nestled on a serene pond, this residence boasts a huge living room (21'x27') that opens to an extensive outdoor entertaining area; perfect for gatherings. The outdoor pavers enhance the charm of the backyard, making it an ideal spot for relaxation and entertainment. Crown molding and rich hardwood floors add the perfect finish. The updated kitchen is a chef's delight. Both bathrooms have been tastefully renovated. The primary suite has an extensive bay window that floods the room with natural light. Additionally, 2 of the 3 extra bedrooms also feature charming bay windows, providing delightful views and a cozy atmosphere. This one owner home has been meticulously updated and maintained and seamlessly blends classic charm with contemporary upgrades.

Listing Details MLS# 2040240

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 3161
Living Area Source: Assessor
Year Built: 1996
Lot Size Acres: 0.38
Association YN: Yes
Association Fee: 410
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1018.32
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Direction Faces: Northwest
Directions: S on SR 13. L on Davis Pond. L on Dewberry. L on Chipley Pl W. L on Chicasaw. 2nd home on L
Public Remarks: Welcome to this stunning 3,100 sq. ft. home in the desirable Julington Creek Plantation. Nestled on a serene pond, this residence boasts a huge living room (21'x27') that opens to an extensive outdoor entertaining area; perfect for gatherings. The outdoor pavers enhance the charm of the backyard, making it an ideal spot for relaxation and entertainment. Crown molding and rich hardwood floors add the perfect finish. The updated kitchen is a chef's delight. Both bathrooms have been tastefully renovated. The primary suite has an extensive bay window that floods the room with natural light. Additionally, 2 of the 3 extra bedrooms also feature charming bay windows, providing delightful views and a cozy atmosphere. This one owner home has been meticulously updated and maintained and seamlessly blends classic charm with contemporary upgrades.
List Price/SqFt: 205.63
Sold Price/SqFt: 205.31

Property Features

Architectural Style: Traditional Levels: One Accessibility Features: Accessible Approach with Ramp; Accessible Central Living Area; Accessible Common Area; Accessible Entrance; Visitor Bathroom Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer; Washer/Dryer Stacked Fireplace Features: Double Sided; Wood Burning Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s); Wet Bar Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Exterior Features: Fire Pit; Outdoor Kitchen Patio And Porch Features: Patio Roof: Shingle Parking Features: Garage View: Pond Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Maintenance Grounds; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection Room Types: Bathroom 2; Bathroom 3; Bedroom 1; Den; Dining Room; Family Room; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-08-01

Location Tax and Legal

Street Number: 332
Street Name: CHICASAW
Street Suffix: Court
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2024-09-30T21:17:30Z
Major Change Type: Status Change
Purchase Contract Date: 2024-08-15
Close Date: 2024-09-30
Close Price: 649000

Fireplace Features

Fireplaces Total: 2

More Information

DPR Eligible

DPR Eligible: No

Room Types

Bathroom 2 Level: Main
Bathroom 3 Level: Main
Bedroom 1 Level: Main
Den Level: Main
Dining Room Level: Main
Family Room Level: Main
Kitchen Level: Main
Laundry Level: Main
Living Room Level: Main
Primary Bathroom Level: Main
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width
Kitchen	Main	17.00	14.00
Family Room	Main	16.00	21.00
Dining Room	Main	11.00	12.00
Living Room	Main	19.00	14.00
Den	Main	21.00	27.00
Primary Bedroom	Main	15.00	25.00
Primary Bathroom	Main	15.00	18.00
Bedroom 1	Main	16.00	12.00
Bathroom 2	Main	11.00	12.00
Bathroom 3	Main	15.00	15.00
Laundry	Main	9.00	13.00

Documents

Floorplan ›

CDD ›

HOA ›

Seller's Disclosure ›

Listing Office: ROUND TABLE REALTY

Last Updated: April - 17 - 2026

Information deemed reliable but not guaranteed.