Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3305 THOMAS Street, Jacksonville, FL 32254 (MLS# 2168006)

3305 THOMAS Street, Jacksonville, FL 32254

$199,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,253 Status: Active

Current Price: $199,900 List Date: 10/06/2026 Last Modified: 10/26/2026

Overview

Description

BRAND NEW CONSTRUCTION! MOVE-IN READY! Welcome home to this spacious 3 bedroom, 2 bath property. Step inside to find an open, spacious floorpan. The chef's kitchen is complete with brand stainless steel new appliances, new cabinets, a large island, breakfast bar, and built in storage. The owner's suite is spacious, features a walk in closet with built in storage and a gorgeous en-suite bathroom. The property features 2 additional bedrooms, open living area, and in unit laundry room with built in storage as well. There is durable, vinyl plank flooring throughout the interior. 1 car garage for parking and extra storage. New roof, new HVAC, new electric & plumbing; everything is NEW! Enjoy no HOA or CDD fees. Conveniently located near local shopping and dining, schools, parks, and major highways. The photos have been digitally enhanced and are of a duplicate model build, there may be some minor differences. Call for a private showing today!

Listing Details MLS# 2168006

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1253
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-08-15
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Get on I-10 W.Continue on I-10 W to Waller St.Take Day Ave to Thomas St. Destination is on the right.
Public Remarks: BRAND NEW CONSTRUCTION! MOVE-IN READY! Welcome home to this spacious 3 bedroom, 2 bath property. Step inside to find an open, spacious floorpan. The chef's kitchen is complete with brand stainless steel new appliances, new cabinets, a large island, breakfast bar, and built in storage. The owner's suite is spacious, features a walk in closet with built in storage and a gorgeous en-suite bathroom. The property features 2 additional bedrooms, open living area, and in unit laundry room with built in storage as well. There is durable, vinyl plank flooring throughout the interior. 1 car garage for parking and extra storage. New roof, new HVAC, new electric & plumbing; everything is NEW! Enjoy no HOA or CDD fees. Conveniently located near local shopping and dining, schools, parks, and major highways. The photos have been digitally enhanced and are of a duplicate model build, there may be some minor differences. Call for a private showing today!
List Price/SqFt: 159.54

Property Features

Levels: One Rental Restrictions: No Minimum Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Flooring: Luxury Vinyl Laundry Features: In Unit Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Parking Features: Garage Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-06

Location Tax and Legal

Street Number: 3305
Street Name: THOMAS
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32254
MLS Area Major: 074-Paxon
Subdivision Name: Paxon

Status Change Information

Major Change Timestamp: 2026-10-26T13:27:39Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-26T13:27:39Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: REAL BROKER LLC

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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