Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3304 CHESTNUT RIDGE Way, Orange Park, FL 32065 (MLS# 2172863)

3304 CHESTNUT RIDGE Way, Orange Park, FL 32065

New Listing

$285,999

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,779 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $285,999 List Date: 11/08/2026 Last Modified: 11/10/2026

Overview

Description

Welcome to lakefront living in the highly desirable Oakleaf Plantation community! This beautifully appointed 3-bedroom, 2.5-bath townhome offers approximately 1,791 square feet of thoughtfully designed living space, combining comfort, style, and convenience. Built by Dream Finders Homes, this two-story residence features an inviting open-concept layout, attractive coastal-inspired flooring, distinctive accent walls, elegant finishes, and granite countertops. The kitchen offers a breakfast bar and pantry, making it ideal for everyday living and entertaining. The spacious primary suite features a walk-in closet and a private bath with a separate tub and shower. Step outside and enjoy the tranquil lakefront setting, the perfect backdrop for morning coffee, evening relaxation, or entertaining guests while taking in the beautiful water views. Additional highlights include a two-car attached garage and a desirable low-maintenance lifestyle.

Supplements: Located within the gated Chestnut Ridge community of Oakleaf Plantation, residents enjoy access to an impressive array of community amenities, including pools, clubhouse, tennis courts, and recreational facilities. Conveniently located near shopping, dining, entertainment, and major roadways, this home offers an exceptional opportunity to enjoy the ... (Read more)

Listing Details MLS# 2172863

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1779
Living Area Source: Public Records
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.06
Association YN: Yes
Association Fee: 160
Association Fee Frequency: Monthly
Association Name: Chestnut Ridge
CDD Fee YN: Yes
CDD Fee Amount: 1380.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: 295 & Blanding, go South, Turn (R) on Argyle Forest Blvd, Turn (L) onto Branan Field (CR 23), Turn (R) onto Oakleaf Plantation Pkwy, Turn (R) into Chestnut Ridge
Public Remarks: Welcome to lakefront living in the highly desirable Oakleaf Plantation community! This beautifully appointed 3-bedroom, 2.5-bath townhome offers approximately 1,791 square feet of thoughtfully designed living space, combining comfort, style, and convenience. Built by Dream Finders Homes, this two-story residence features an inviting open-concept layout, attractive coastal-inspired flooring, distinctive accent walls, elegant finishes, and granite countertops. The kitchen offers a breakfast bar and pantry, making it ideal for everyday living and entertaining. The spacious primary suite features a walk-in closet and a private bath with a separate tub and shower. Step outside and enjoy the tranquil lakefront setting, the perfect backdrop for morning coffee, evening relaxation, or entertaining guests while taking in the beautiful water views. Additional highlights include a two-car attached garage and a desirable low-maintenance lifestyle.
List Price/SqFt: 160.76

Property Features

Architectural Style: Traditional Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s); Other Flooring: Carpet; Tile Laundry Features: In Unit; Upper Level Utilities: Cable Available; Cable Connected; Electricity Connected; Water Connected Cooling: Central Air Heating: Central; Electric Electric: 100 Amp Service Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Covered; Front Porch; Patio; Screened Roof: Shingle Parking Features: Additional Parking; Attached; Garage; Gated View: Pond Waterfront Features: Pond Current Use: Residential Association Amenities: Barbecue; Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Tennis Court(s) Association Fee Includes: Pest Control Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan