Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3302 DIGNAN Street, Jacksonville, FL 32254 (MLS# 2138156)

3302 DIGNAN Street, Jacksonville, FL 32254

New Listing

$100,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,000 Lot Size (sq. ft.): 4,356 Status: Pending

Current Price: $100,000 List Date: 10/29/2026 Last Modified: 11/03/2026

Overview

Description

This 4-bedroom, 2-bath home offers the space you need at a price you'll love. Needs Hvac and minor repairs is Fixer up

Listing Details MLS# 2138156

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1191
Living Area Source: Appraiser
Building Area Total: 2000
Year Built: 1964
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.1
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: North
Directions: Head north on Cassat Ave toward Catherine Terrace Turn right to merge onto I-10 E 1.4 mi Take exit 360 toward McDuff Ave 0.2 mi Merge onto Rayfo
Public Remarks: This 4-bedroom, 2-bath home offers the space you need at a price you'll love. Needs Hvac and minor repairs is Fixer up
List Price/SqFt: 83.96

Property Features

Levels: One Property Condition: Fixer Rental Restrictions: No Minimum Appliances: Electric Range; Electric Water Heater; Refrigerator Interior Features: Eat-in Kitchen; Open Floorplan; Primary Bathroom - Tub with Shower Flooring: Laminate Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Block; Brick Parking Features: Off Street Current Use: Residential; Single Family Road Frontage Type: County Road Possession: Close Of Escrow Listing Terms: Cash; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-04-02

Location Tax and Legal

Street Number: 3302
Street Name: DIGNAN
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32254
MLS Area Major: 074-Paxon
Subdivision Name: Highway

Status Change Information

Major Change Timestamp: 2026-11-03T18:42:24Z
Major Change Type: Status Change
Price Change Timestamp: 2026-10-29T18:46:10Z
Purchase Contract Date: 2026-11-03

Green Energy

Ownership: Seller Owned

More Information

DPR Eligible

DPR Eligible: No

Listing Office: EXP REALTY LLC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.