Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

329 PELTON Place, St. Johns, FL 33259 (MLS# 2125194)

329 PELTON Place, St. Johns, FL 33259

$630,000

Virtual Tour

https://www.zillow.com/view-imx/d5087d82-c06b-4de6-a19e-b211e7700dd6?initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,554 Lot Size (sq. ft.): 6,970 Status: Closed

Current Price: $630,000 List Date: 1/15/2026 Last Modified: 6/05/2026

Overview

Description

Tucked behind the gates of WaterSong at RiverTown, this 2024 Harbor model feels like a daily escape. With 2,554 square feet, 3 bedrooms plus a dedicated office or den, 3 full baths, and a 2 car attached garage with a golf cart bay, it's designed for easy living, effortless entertaining, and a lifestyle that actually feels like a reward. And the best part is you get that ''new home'' feel without the waiting, the building timeline, or the constant design center decisions, it's already done and ready to enjoy. Inside, wide luxury vinyl plank flooring flows through the main living spaces and bedrooms, paired with crisp white shaker cabinetry and rich oil rubbed bronze hardware and lever handles for a clean, cohesive look. Recessed lighting keeps everything bright, while plantation shutters at the sliders and five blade ceiling fans add that relaxed, finished feel. The split layout is ideal for hosting, including an ensuite secondary bedroom with a zero entry shower and

Supplements: walk-in closet, giving guests their own private retreat. The kitchen is both beautiful and functional, featuring white, gray veined quartz countertops, a spacious dining island, gray subway tile backsplash, and stainless Whirlpool appliances. You'll love the 5 burner gas cooktop with hood, built-in wall oven and microwave, walk-in pantry, and the d ... (Read more)

Listing Details MLS# 2125194

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2554
Living Area Source: Builder
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.16
Association YN: Yes
Association Fee: 183
Association Fee Frequency: Monthly
Association Fee 2: 53
Association Fee 2 Frequency: Annually
Association Name: Watersong HOA
CDD Fee YN: Yes
CDD Fee Amount: 2882.13
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2.5
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: Yes
Directions: Longleaf Pine Pkwy to Keystone Corners Dr to Mistflower Dr, left on Pelton Pl
Public Remarks: Tucked behind the gates of WaterSong at RiverTown, this 2024 Harbor model feels like a daily escape. With 2,554 square feet, 3 bedrooms plus a dedicated office or den, 3 full baths, and a 2 car attached garage with a golf cart bay, it's designed for easy living, effortless entertaining, and a lifestyle that actually feels like a reward. And the best part is you get that ''new home'' feel without the waiting, the building timeline, or the constant design center decisions, it's already done and ready to enjoy. Inside, wide luxury vinyl plank flooring flows through the main living spaces and bedrooms, paired with crisp white shaker cabinetry and rich oil rubbed bronze hardware and lever handles for a clean, cohesive look. Recessed lighting keeps everything bright, while plantation shutters at the sliders and five blade ceiling fans add that relaxed, finished feel. The split layout is ideal for hosting, including an ensuite secondary bedroom with a zero entry shower and
List Price/SqFt: 254.5
Sold Price/SqFt: 246.67

Property Features

Rental Restrictions: Other Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Entrance Foyer; Guest Suite; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Smoke Detector(s) Patio And Porch Features: Covered; Front Porch; Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Security; Spa/Hot Tub; Tennis Court(s) Association Fee Includes: Security Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection