Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

329 FLINTLOCK Lane, St. Johns, FL 32095 (MLS# 2166586)

329 FLINTLOCK Lane, St. Johns, FL 32095

$479,000

Rendering of home, color scheme shown is for representation purposes only.

Virtual Tour

https://my.matterport.com/show/?m=DW15DYDqJyW

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,107 Status: Active

Current Price: $479,000 List Date: 9/25/2026 Last Modified: 10/14/2026

Overview

Description

Introducing the Morris, a beautifully crafted open-layout home with a classic Craftsman-inspired elevation. This home offers 4 bedrooms, 3 full bathrooms, and a 2-car garage, with luxury vinyl plank flooring throughout the primary living spaces. The kitchen features 42" upper white cabinetry, quartz countertops, a complete Whirlpool appliance package, a Poetic light grey tile backsplash, and a large center island. The spacious living areas extend to a covered lanai, perfect for relaxing or entertaining outdoors. Upstairs, you'll find a versatile loft, owner's suite, and additional bedrooms. Additional enhancements include a Smart Home package, upgraded 8-foot interior doors, enhanced stair railings, window blinds, and numerous designer touches. Residents also enjoy access to a 4,000-square-foot amenity center with a resort-style pool, fitness center, playground, tennis and pickleball courts, scenic walking paths, and two dedicated dog parks.

Listing Details MLS# 2166586

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2107
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 54
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2973.01
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-01-22
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: Head south on First Coast Expressway. Exit onto Blanding Boulevard/SR 21 North. Turn right onto Knight Boxx Road. In 1.2 miles, turn left onto County Road 220 East. Community is located on the left in
Public Remarks: Introducing the Morris, a beautifully crafted open-layout home with a classic Craftsman-inspired elevation. This home offers 4 bedrooms, 3 full bathrooms, and a 2-car garage, with luxury vinyl plank flooring throughout the primary living spaces. The kitchen features 42" upper white cabinetry, quartz countertops, a complete Whirlpool appliance package, a Poetic light grey tile backsplash, and a large center island. The spacious living areas extend to a covered lanai, perfect for relaxing or entertaining outdoors. Upstairs, you'll find a versatile loft, owner's suite, and additional bedrooms. Additional enhancements include a Smart Home package, upgraded 8-foot interior doors, enhanced stair railings, window blinds, and numerous designer touches. Residents also enjoy access to a 4,000-square-foot amenity center with a resort-style pool, fitness center, playground, tennis and pickleball courts, scenic walking paths, and two dedicated dog parks.
List Price/SqFt: 227.34

Property Features

Architectural Style: Craftsman Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Dryer; Electric Cooktop; Electric Oven; Microwave; Refrigerator; Washer; Other Interior Features: Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Home; Smart Thermostat; Walk-In Closet(s); Other Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Available Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Water Conservation: Low-Flow Fixtures; Water-Smart Landscaping Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear View: Pond; Other Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Park Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-25

Location Tax and Legal

Street Number: 329
Street Name: FLINTLOCK
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32095
MLS Area Major: 306-World Golf Village Area-NE
Subdivision Name: Bannon Lakes

Status Change Information

Major Change Timestamp: 2026-10-14T17:52:10Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-14T17:52:10Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: October - 14 - 2026

Information deemed reliable but not guaranteed.