Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3286 HIGHLAND MILL Lane, Orange Park, FL 32065 (MLS# 1239289)

3286 HIGHLAND MILL Lane, Orange Park, FL 32065

$335,000

Virtual Tour

https://youtu.be/V8c0WiVVBjI

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,884 Status: Closed

Current Price: $335,000 List Date: 8/19/2023 Last Modified: 10/13/2026

Overview

Description

Motivated seller! Charming 3 bedroom home nestled in the serene Oakleaf Plantation neighborhood. The open-concept layout creates an ideal space for both relaxation and entertainment. The kitchen is a chef's delight, boasting stainless steel appliances, ample counter space, and a convenient center island. The adjacent dining area provides a comfortable space for enjoying meals with family and friends. The primary bedroom spacious layout, a walk-in closet, and a well-appointed en-suite bathroom complete with a soaking tub, a separate shower, and dual vanities. Oakleaf offers 2 swimming pools, tennis courts, state of the art fitness center. This home is conveniently located close to schools, shopping, and restaurants

Listing Details MLS# 1239289

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1884
Living Area Source: Public Records
Year Built: 2004
Association YN: Yes
Association Fee: 85
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1773
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: From 295 south on Blanding Blvd. Take right on to Argyle Forest. Let at the athletic center. Right on the roundabout in to Highland Mill. Left at stop sign.
Public Remarks: Motivated seller! Charming 3 bedroom home nestled in the serene Oakleaf Plantation neighborhood. The open-concept layout creates an ideal space for both relaxation and entertainment. The kitchen is a chef's delight, boasting stainless steel appliances, ample counter space, and a convenient center island. The adjacent dining area provides a comfortable space for enjoying meals with family and friends. The primary bedroom spacious layout, a walk-in closet, and a well-appointed en-suite bathroom complete with a soaking tub, a separate shower, and dual vanities. Oakleaf offers 2 swimming pools, tennis courts, state of the art fitness center. This home is conveniently located close to schools, shopping, and restaurants
List Price/SqFt: 175.16
Sold Price/SqFt: 177.81

Property Features

Approx Parcel Size: Less than .25 Acre Appliances: Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Entrance Foyer; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Pool Features: None Roof: Shingle Current Use: Residential Association Amenities: Community Pool; Playground Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-07-25

Location Tax and Legal

Street Number: 3286
Street Name: HIGHLAND MILL
Street Suffix: Lane
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Highland Mills

Status Change Information

Major Change Timestamp: 2023-10-16T18:06:59Z
Major Change Type: Status Change
Purchase Contract Date: 2023-09-09
Close Date: 2023-10-12
Close Price: 335000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Bath-Garden Bath: Y
Public Historical Remarks 3: Intermediate School: Other, Occupant Type: Vacant, Occupied

Documents

Covenants and Restrictions ›

By Laws ›

Architechtural Guidelines ›

Declaration of Covenants and Restriction ›

HOA ›

CDD ›

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: October - 13 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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