Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3281 CHESTNUT RIDGE Way, Orange Park, FL 32065 (MLS# 2092218)

3281 CHESTNUT RIDGE Way, Orange Park, FL 32065

$265,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,228 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $265,000 List Date: 6/21/2025 Last Modified: 2/16/2026

Overview

Description

A very rare find, a 2/2 single-story, end unit townhome in Orange Park, FL. You'll appreciate the comfort and convenience of this stair-free home, with a peaceful feel, you'll enjoy everyday activities more than living in a split-level home. Nothing to fix, this turnkey home has been professionally renovated and features an open-concept floor plan that provides ample space and abundant natural lighting. It boasts 42-inch kitchen cabinets, soft close drawers, granite countertops, a patio enclosure, a master bedroom closet organizer, an ensuite bathroom, a walk-in shower, specialty lighting, and a security system. Never do yard work again; landscaping services included. Enjoy 2 recreation centers, 3 pools, splash parks, tennis courts, and walking trails. A handicap-accessible home in a gated community close to shopping and NAS Jax, with A-rated schools, and low HOA fees, adds to the relaxed living of this home. This rare and special 2/2 townhome is a must see, view it before it's gone!

Listing Details MLS# 2092218

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1228
Living Area Source: Owner
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 160
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1349
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Take I-295 North, exit Blanding Blvd South, right on Argyle Forest Blvd, left on Old Jennings Rd, right on Tynes Blvd, left on Oakleaf Plantation Pkwy, right on Chestnut Ridge Way.
Public Remarks: A very rare find, a 2/2 single-story, end unit townhome in Orange Park, FL. You'll appreciate the comfort and convenience of this stair-free home, with a peaceful feel, you'll enjoy everyday activities more than living in a split-level home. Nothing to fix, this turnkey home has been professionally renovated and features an open-concept floor plan that provides ample space and abundant natural lighting. It boasts 42-inch kitchen cabinets, soft close drawers, granite countertops, a patio enclosure, a master bedroom closet organizer, an ensuite bathroom, a walk-in shower, specialty lighting, and a security system. Never do yard work again; landscaping services included. Enjoy 2 recreation centers, 3 pools, splash parks, tennis courts, and walking trails. A handicap-accessible home in a gated community close to shopping and NAS Jax, with A-rated schools, and low HOA fees, adds to the relaxed living of this home. This rare and special 2/2 townhome is a must see, view it before it's gone!
List Price/SqFt: 219.06
Sold Price/SqFt: 215.8

Property Features

Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Water Heater; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Freezer; ENERGY STAR Qualified Refrigerator; ENERGY STAR Qualified Washer; ENERGY STAR Qualified Water Heater; Microwave; Refrigerator Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Electric Water Source: Public Sewer: Public Sewer Exterior Features: Impact Windows; Tennis Court(s); Other Pool Features: Fenced; Other Parking Features: Additional Parking Current Use: Single Family Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Other Room Types: Primary Bedroom

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2025-06-09

Location Tax and Legal

Street Number: 3281
Street Name: CHESTNUT RIDGE
Street Suffix: Way
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Chestnut Ridge

Status Change Information

Major Change Timestamp: 2025-08-24T15:56:13Z
Major Change Type: Status Change
Purchase Contract Date: 2025-08-17
Close Date: 2025-08-24
Close Price: 265000

DPR Eligible

DPR Eligible: No

More Information

Room Types

Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width
Primary Bedroom	Main	12.00	14.00

Documents

Listing Office: BEYCOME OF FLORIDA LLC

Last Updated: February - 16 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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