Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3245 CLIPPER Place, Jacksonville, FL 32216 (MLS# 2143122)

3245 CLIPPER Place, Jacksonville, FL 32216

$470,000

1-web-or-mls-the real estateographers_00

2-web-or-mls-the real estateographers_00

3-web-or-mls-the real estateographers_00

4-web-or-mls-the real estateographers_00

5-web-or-mls-the real estateographers_00

6-web-or-mls-the real estateographers_00

7-web-or-mls-the real estateographers_00

8-web-or-mls-the real estateographers_00

9-web-or-mls-the real estateographers_00

10-web-or-mls-the real estateographers_0

11-web-or-mls-the real estateographers_0

12-web-or-mls-the real estateographers_0

13-web-or-mls-the real estateographers_0

14-web-or-mls-the real estateographers_0

15-web-or-mls-the real estateographers_0

16-web-or-mls-the real estateographers_0

17-web-or-mls-the real estateographers_0

18-web-or-mls-the real estateographers_0

19-web-or-mls-the real estateographers_0

20-web-or-mls-the real estateographers_0

21-web-or-mls-the real estateographers_0

22-web-or-mls-the real estateographers_0

23-web-or-mls-the real estateographers_0

24-web-or-mls-the real estateographers_0

25-web-or-mls-the real estateographers_0

26-web-or-mls-the real estateographers_0

27-web-or-mls-the real estateographers_0

28-web-or-mls-the real estateographers_0

29-web-or-mls-the real estateographers_0

30-web-or-mls-the real estateographers_0

31-web-or-mls-the real estateographers_0

32-web-or-mls-the real estateographers_0

33-web-or-mls-the real estateographers_0

34-web-or-mls-the real estateographers_0

35-web-or-mls-the real estateographers_0

36-web-or-mls-the real estateographers_0

37-web-or-mls-the real estateographers_0

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,990 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $470,000 List Date: 5/01/2026 Last Modified: 10/27/2026

Overview

Description

Welcome to this beautifully updated 1,990 sq ft home on a spacious cul-de-sac lot in the sought after Secret Cove subdivision.! Thoughtfully remodeled and move-in ready, this home offers the perfect blend of style, comfort, and functionality. The open kitchen features white cabinets, marble countertops, stainless steel GE appliances, a new Frigidaire refrigerator, reverse osmosis system, & a built-in breakfast nook. Skylights fill the adjacent living room with natural light, complemented by a cozy wood-burning fireplace. Sliding glass doors lead to a screened and covered porch, perfect for relaxing or entertaining. The spacious primary suite offers a walk-in closet and a remodeled bath with dual sinks. Secret Cove offers their residents an optional association membership that provides access to the neighborhood amenities. Enjoy the community pool, playing fields, tennis courts, playgrounds, 23-acre lake with docks, plus a pavilion where neighborhood events are held.

Listing Details MLS# 2143122

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1990
Living Area Source: Assessor
Year Built: 1981
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.27
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From J Turner Butler Blvd take exit to Belfort Rd. Take Belfort Rd for about 1.5 miles until you reach Secret Cove Drive on your right. Take a left on Hidden Lake Drive W. Then Clipper Place will be on your Left.
Public Remarks: Welcome to this beautifully updated 1,990 sq ft home on a spacious cul-de-sac lot in the sought after Secret Cove subdivision.! Thoughtfully remodeled and move-in ready, this home offers the perfect blend of style, comfort, and functionality. The open kitchen features white cabinets, marble countertops, stainless steel GE appliances, a new Frigidaire refrigerator, reverse osmosis system, & a built-in breakfast nook. Skylights fill the adjacent living room with natural light, complemented by a cozy wood-burning fireplace. Sliding glass doors lead to a screened and covered porch, perfect for relaxing or entertaining. The spacious primary suite offers a walk-in closet and a remodeled bath with dual sinks. Secret Cove offers their residents an optional association membership that provides access to the neighborhood amenities. Enjoy the community pool, playing fields, tennis courts, playgrounds, 23-acre lake with docks, plus a pavilion where neighborhood events are held.
List Price/SqFt: 241.16
Sold Price/SqFt: 236.18

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Ice Maker Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Ceiling Fan(s); Jack and Jill Bath; Open Floorplan; Pantry; Primary Downstairs; Skylight(s); Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Locks Security Features: Security Fence; Smoke Detector(s) Construction Materials: Brick Patio And Porch Features: Covered; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached Lot Features: Cul-De-Sac Fencing: Back Yard; Fenced; Full; Privacy; Wood Current Use: Residential; Single Family Community Features: Sidewalks; Street Lights; Suburban Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan