Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3241 PONCE DE LEON Avenue, Jacksonville, FL 32217 (MLS# 2166283)

3241 PONCE DE LEON Avenue, Jacksonville, FL 32217

$404,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,742 Lot Size (sq. ft.): 10,019 Status: Active

Current Price: $404,000 List Date: 10/11/2026 Last Modified: 11/03/2026

Overview

Description

Welcome home to comfort, charm, and room to breathe. This newly remodeled home offers fresh interior and exterior paint and a soft, neutral palette that feels calm the moment you walk in. The open living and dining area is ready for holiday dinners, game nights, and lasting memories. Step outside to a large fenced backyard with lush tropical landscaping, your own private retreat for morning coffee or evenings with friends. A well-kept storage shed conveys. The big-ticket items are done: new roof, water heater, and HVAC, all in 2022. Stroll to Verona Park, Bolles High School, Epping Forest Yacht Club, and San Jose Country Club. Enjoy being just minutes from San Marco and Downtown Jacksonville. Come see it for yourself. This one feels like home.

Listing Details MLS# 2166283

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1742
Living Area Source: Public Records
Year Built: 1951
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.23
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: Go north on San Jose Blvd. Go north on St. Augustine Rd. then turn left on Ponce De Leon Ave. Home will be on the right.
Public Remarks: Welcome home to comfort, charm, and room to breathe. This newly remodeled home offers fresh interior and exterior paint and a soft, neutral palette that feels calm the moment you walk in. The open living and dining area is ready for holiday dinners, game nights, and lasting memories. Step outside to a large fenced backyard with lush tropical landscaping, your own private retreat for morning coffee or evenings with friends. A well-kept storage shed conveys. The big-ticket items are done: new roof, water heater, and HVAC, all in 2022. Stroll to Verona Park, Bolles High School, Epping Forest Yacht Club, and San Jose Country Club. Enjoy being just minutes from San Marco and Downtown Jacksonville. Come see it for yourself. This one feels like home.
List Price/SqFt: 231.92

Property Features

Appliances: Dishwasher; Electric Cooktop; Electric Oven; Electric Water Heater; Ice Maker; Microwave Interior Features: Breakfast Nook Laundry Features: Electric Dryer Hookup; In Garage; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Parking Features: Attached Fencing: Back Yard Current Use: Residential Community Features: Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-24

Location Tax and Legal

Street Number: 3241
Street Name: PONCE DE LEON
Street Suffix: Avenue
County: Duval
State: FL
Postal Code: 32217
MLS Area Major: 012-San Jose
Subdivision Name: San Jose

Status Change Information

Major Change Timestamp: 2026-11-03T16:26:58Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-03T16:26:58Z

DPR Eligible

DPR Eligible: Yes

More Information

Documents

sellers property disclosure ›

Flood Disclosure ›

LBP Disclosure ›

Survey ›

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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