Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

322 BOULDER Lane, St. Johns, FL 32259 (MLS# 2108463)

322 BOULDER Lane, St. Johns, FL 32259

$420,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,638 Status: Closed

Current Price: $420,000 List Date: 9/12/2025 Last Modified: 3/27/2026

Overview

Description

This READY NOW home showcases 4 bedrooms, 2 bath and a 2 car garage.Inside, discover an open floor plan with luxury vinyl plank flooring, volume ceilings and a spacious great room. The modern kitchen boasts Woodmont® cabinets, a wet island and Whirlpool® stainless steel appliances. Relax in the primary suite, which features a walk-in closet and connecting bath that offers quartz countertops, a dual-sink vanity. Other highlights include a den, ENERGY STAR® certified lighting, Moen® faucets, and Kohler® sinks. Enjoy the outdoors on the covered back patio. KB Home at Stonecrest is conveniently located in coveted St Johns County near multiple hospitals including Baptist South, shopping at the Pavilion at Durbin Park and is also close to Nocatee and Ponte Vedra Beach. Don't forget about the highly rated schools! Community amenities include a brand-new pool and playground with NO CDD FEES! Closing Cost Contribution available for this home

Listing Details MLS# 2108463

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1638
Living Area Source: Plans
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 330
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-09-12
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From US1 (Philips Hwy) South take right on Racetrack Rd and community is on south side of street.
Public Remarks: This READY NOW home showcases 4 bedrooms, 2 bath and a 2 car garage.Inside, discover an open floor plan with luxury vinyl plank flooring, volume ceilings and a spacious great room. The modern kitchen boasts Woodmont® cabinets, a wet island and Whirlpool® stainless steel appliances. Relax in the primary suite, which features a walk-in closet and connecting bath that offers quartz countertops, a dual-sink vanity. Other highlights include a den, ENERGY STAR® certified lighting, Moen® faucets, and Kohler® sinks. Enjoy the outdoors on the covered back patio. KB Home at Stonecrest is conveniently located in coveted St Johns County near multiple hospitals including Baptist South, shopping at the Pavilion at Durbin Park and is also close to Nocatee and Ponte Vedra Beach. Don't forget about the highly rated schools! Community amenities include a brand-new pool and playground with NO CDD FEES! Closing Cost Contribution available for this home
List Price/SqFt: 268.61
Sold Price/SqFt: 256.41

Property Features

Architectural Style: Ranch Levels: One Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; ENERGY STAR Qualified Dishwasher; Gas Range; Microwave; Tankless Water Heater Interior Features: Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation; Programmable Thermostat; Smoke Detector Green Building Verification Type: HERS Index Score 30-65; WaterSense Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Playground Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-09-12

Location Tax and Legal

Street Number: 322
Street Name: BOULDER
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stonecrest

Status Change Information

Major Change Timestamp: 2026-03-27T19:16:58Z
Major Change Type: Status Change
Price Change Timestamp: 2025-09-25T15:50:01Z
Purchase Contract Date: 2025-11-08
Close Date: 2025-11-20
Close Price: 420000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: ROUND TABLE REALTY

Last Updated: March - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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