Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3219 SUMMERSET Drive, Orange Park, FL 32065 (MLS# 2129801)

3219 SUMMERSET Drive, Orange Park, FL 32065

$213,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,884 Lot Size (sq. ft.): 9,583 Status: Closed

Current Price: $213,000 List Date: 2/12/2026 Last Modified: 4/25/2026

Overview

Description

This Bear Run home has had some recent updates to the kitchen and master bath. Many rooms are tiled. The great room has a fireplace and opens to screened patio. The patio overlooks an in-ground pool and fenced yard. Split bedroom plan. Garage was converted to additional living area. Owned by the Secretary of Veteran Affairs and sold as is seller will make no repairs. May qualify for Vendee Financing(seller).

Listing Details MLS# 2129801

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1884
Living Area Source: Public Records
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.22
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: South on Blanding Boulevard Approximately 1.9 miles South on intersection of College Drive & Blanding Boulevard) Right on Bear Run, Right on E Bee Street, Right on summerset Drive Home on Right.
Public Remarks: This Bear Run home has had some recent updates to the kitchen and master bath. Many rooms are tiled. The great room has a fireplace and opens to screened patio. The patio overlooks an in-ground pool and fenced yard. Split bedroom plan. Garage was converted to additional living area. Owned by the Secretary of Veteran Affairs and sold as is seller will make no repairs. May qualify for Vendee Financing(seller).
List Price/SqFt: 117.3
Sold Price/SqFt: 113.06

Property Features

Architectural Style: Traditional Levels: One Property Condition: Fixer Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Plumbed For Ice Maker Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Pantry; Split Bedrooms Flooring: Laminate; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stone; Wood Siding Patio And Porch Features: Covered; Patio; Porch; Screened Pool Features: In Ground Roof: Shingle Parking Features: Other Fencing: Back Yard; Privacy; Vinyl Current Use: Residential; Single Family Community Features: Suburban Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-02-12

Location Tax and Legal

Street Number: 3219
Street Name: SUMMERSET
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 134-South Blanding
Subdivision Name: Bear Run

Status Change Information

Major Change Timestamp: 2026-04-09T14:31:20Z
Major Change Type: Status Change
Purchase Contract Date: 2026-03-10
Close Date: 2026-04-06
Close Price: 213000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: DOCTORS LAKE REALTY

Last Updated: April - 25 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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