Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3218 ECHO Street, Jacksonville, FL 32218 (MLS# 2143372)

3218 ECHO Street, Jacksonville, FL 32218

$235,500

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,188 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $235,500 List Date: 5/04/2026 Last Modified: 10/28/2026

Overview

Description

Well-located in the Biscayne/Turtle Creek area of North Jacksonville, this 3-bedroom, 2-bathroom, home offers convenient access to I-95 and I-295, making commuting across the First Coast simple. The surrounding area features a residential neighborhood setting with nearby shopping, dining, parks, and schools, plus quick access to major Northside destinations.

Listing Details MLS# 2143372

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1188
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.11
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-295, take I-95 North to Exit 404 for Pulaski Rd / Lem Turner Rd. Turn left onto Lem Turner Rd, then continue north to the Biscayne Blvd area and turn right onto Echo St. Follow Echo St to 3218 Echo St, Jacksonville, FL 32218.
Public Remarks: Well-located in the Biscayne/Turtle Creek area of North Jacksonville, this 3-bedroom, 2-bathroom, home offers convenient access to I-95 and I-295, making commuting across the First Coast simple. The surrounding area features a residential neighborhood setting with nearby shopping, dining, parks, and schools, plus quick access to major Northside destinations.
List Price/SqFt: 198.23

Property Features

Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Oven; Electric Range; Electric Water Heater; Refrigerator Interior Features: Breakfast Bar; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower Flooring: Carpet; Laminate Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Septic Tank Parking Features: Garage Door Opener Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 1; Bathroom 2; Bedroom 1; Bedroom 3; Kitchen

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-04-25

Location Tax and Legal

Street Number: 3218
Street Name: ECHO
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32218
MLS Area Major: 091-Garden City/Airport
Subdivision Name: Garden City

Status Change Information

Major Change Timestamp: 2026-10-28T22:20:50Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-28T22:20:50Z

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bathroom 1 Level: Main
Bathroom 2 Level: Main
Bedroom 1 Level: Main
Bedroom 3 Level: Main
Kitchen Level: Main

Room Information

Room Name	Level
Kitchen	Main
Bathroom 1	Main
Bathroom 2	Main
Bedroom 1	Main
Bathroom 2	Main
Bedroom 3	Main

Documents

Title Information ›

Preferred Lender Note ›

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: October - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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