Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

321 BENT CREEK Drive, St. Johns, FL 32259 (MLS# 2129838)

321 BENT CREEK Drive, St. Johns, FL 32259

$599,000

Virtual Tour

https://www.zillow.com/view-imx/24f94e7d-af2f-4400-a6d7-22015282018a?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,796 Lot Size (sq. ft.): 10,890 Status: Closed

Current Price: $599,000 List Date: 2/12/2026 Last Modified: 5/22/2026

Overview

Description

Here is a rare opportunity to enjoy double preserve views on an oversized ¼-acre lot. This thoughtfully positioned home offers a level of privacy that's increasingly hard to find, with protected preserve land creating a peaceful backdrop and only one set of neighbors. Natural light fills the living spaces, enhancing the open layout designed for both everyday living & easy entertaining. The kitchen is truly the heart of the home and flows seamlessly into the main living area, while the primary suite provides a quiet retreat with serene views to start and end your day. Additional bedrooms are well-placed for flexibility, whether for guests, work-from-home space, or family living. Step outside & take in the expansive backyard...perfect for relaxing, hosting, or creating your own outdoor oasis, all while enjoying the calm of a double preserve setting. Conveniently located near shopping, dining, and daily essentials, this home offers the best of privacy without sacrificing accessibility!

Listing Details MLS# 2129838

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2796
Living Area Source: Public Records
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.25
Association YN: Yes
Association Fee: 900
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From Racetrack Road, take Veterans parkway. Turn right on Bent Creek Drive and home is the first on the left.
Public Remarks: Here is a rare opportunity to enjoy double preserve views on an oversized ¼-acre lot. This thoughtfully positioned home offers a level of privacy that's increasingly hard to find, with protected preserve land creating a peaceful backdrop and only one set of neighbors. Natural light fills the living spaces, enhancing the open layout designed for both everyday living & easy entertaining. The kitchen is truly the heart of the home and flows seamlessly into the main living area, while the primary suite provides a quiet retreat with serene views to start and end your day. Additional bedrooms are well-placed for flexibility, whether for guests, work-from-home space, or family living. Step outside & take in the expansive backyard...perfect for relaxing, hosting, or creating your own outdoor oasis, all while enjoying the calm of a double preserve setting. Conveniently located near shopping, dining, and daily essentials, this home offers the best of privacy without sacrificing accessibility!
List Price/SqFt: 214.23
Sold Price/SqFt: 214.23

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Stone Veneer Patio And Porch Features: Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Wooded View: Protected Preserve Current Use: Residential; Single Family Association Amenities: Playground Community Features: Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan