Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3203 HAINES Street, Jacksonville, FL 32206 (MLS# 2168345)

3203 HAINES Street, Jacksonville, FL 32206

$224,900

Brightened bathroom shower, bottles remo

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,390 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $224,900 List Date: 10/08/2026 Last Modified: 10/26/2026

Overview

Description

Modern style, newer construction, a desirable corner lot, and NO HOA or CDD fees! Built in 2024, this 3-bedroom, 2-bath home offers approximately 1,390 square feet of living space with contemporary finishes throughout. The kitchen features butcher block countertops and includes a refrigerator, stove, over-the-range microwave, and dishwasher. Coordinated black hardware, faucets, and lighting create a sleek, modern look throughout the home. Conveniently located near I-95 and Martin Luther King Jr. Parkway, with easy access to downtown Jacksonville, Historic Springfield, local dining, shopping, and entertainment. Whether you're a first-time homebuyer, looking for a newer primary residence, or an investor seeking a potential rental property, this home offers a great opportunity without the added expense of HOA or CDD fees. Schedule your private showing today!

Listing Details MLS# 2168345

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1390
Living Area Source: Public Records
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, take the exit for Martin Luther King Jr. Parkway east. Exit at Phoenix Avenue/E. 21st Street and follow E. 21st Street east. Turn left onto Buckman Street, then left onto E. 22nd Street. Follow the road as it curves right onto Haines Street. Property is on the right at 3203 Haines Street.
Public Remarks: Modern style, newer construction, a desirable corner lot, and NO HOA or CDD fees! Built in 2024, this 3-bedroom, 2-bath home offers approximately 1,390 square feet of living space with contemporary finishes throughout. The kitchen features butcher block countertops and includes a refrigerator, stove, over-the-range microwave, and dishwasher. Coordinated black hardware, faucets, and lighting create a sleek, modern look throughout the home. Conveniently located near I-95 and Martin Luther King Jr. Parkway, with easy access to downtown Jacksonville, Historic Springfield, local dining, shopping, and entertainment. Whether you're a first-time homebuyer, looking for a newer primary residence, or an investor seeking a potential rental property, this home offers a great opportunity without the added expense of HOA or CDD fees. Schedule your private showing today!
List Price/SqFt: 161.8

Property Features

Levels: One Appliances: Dishwasher; Electric Range; Refrigerator Interior Features: Ceiling Fan(s); Kitchen Island; Open Floorplan Flooring: Vinyl Utilities: Electricity Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Parking Features: On Street Lot Features: Corner Lot Current Use: Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-07

Location Tax and Legal

Street Number: 3203
Street Name: HAINES
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32206
MLS Area Major: 071-Brentwood/Evergreen
Subdivision Name: Nooneys

Status Change Information

Major Change Timestamp: 2026-10-08T13:49:03Z
Major Change Type: New Listing
Price Change Timestamp: 2026-10-08T10:41:55Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: HERRON REAL ESTATE LLC

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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