Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

320 TALWOOD, St. Johns, FL 32259 (MLS# 2060703)

320 TALWOOD, St. Johns, FL 32259

$789,000

Virtual Tour

https://my.matterport.com/show/?m=FrUG8FF95Fb&mls=1

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,216 Lot Size (sq. ft.): 15,682 Status: Closed

Current Price: $789,000 List Date: 12/14/2024 Last Modified: 6/30/2026

Overview

Description

Welcome to this stunning 4-bedroom, 3.5-bathroom home in the sought-after Julington Creek Plantation community in St. Johns, Florida! Situated in the heart of St. Johns County, known for its top-rated schools and convenient location, this meticulously maintained property offers the perfect blend of elegance, functionality, and comfort. Step inside to discover an open floor plan featuring a formal living room, dining room, and a dedicated office. The split-bedroom layout includes a luxurious ensuite bedroom for added privacy. Designer upgrades abound, with travertine and wood floors, upgraded trim, plantation shutters, custom paint, window coverings, and upgraded lighting throughout. The kitchen is a chef's dream, complete with stainless steel appliances, solid surface countertops, a large island, and a breakfast bar. It opens seamlessly into the family room and breakfast nook, creating a perfect space for both relaxation and entertaining.

Supplements: Sliding glass doors lead to your private outdoor oasis, featuring a saltwater, solar-heated swimming pool, screened lanai, and a fully fenced backyard. The 3-car garage provides ample storage for vehicles and recreational gear. The primary suite is a true retreat, boasting updated flooring, sitting area and a spa-inspired bathroom with a large walk ... (Read more)

Listing Details MLS# 2060703

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3216
Living Area Source: Public Records
Year Built: 2000
Homestead YN: Yes
Lot Size Acres: 0.36
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1384.31
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-295 & San Jose, S on San Jose, to L into Julington Creek Plantation, R on Durbin Creek, R on Flora Branch, L on Twinning (The Meadows) R on Talwood Trace. Home on the right.
Public Remarks: Welcome to this stunning 4-bedroom, 3.5-bathroom home in the sought-after Julington Creek Plantation community in St. Johns, Florida! Situated in the heart of St. Johns County, known for its top-rated schools and convenient location, this meticulously maintained property offers the perfect blend of elegance, functionality, and comfort. Step inside to discover an open floor plan featuring a formal living room, dining room, and a dedicated office. The split-bedroom layout includes a luxurious ensuite bedroom for added privacy. Designer upgrades abound, with travertine and wood floors, upgraded trim, plantation shutters, custom paint, window coverings, and upgraded lighting throughout. The kitchen is a chef's dream, complete with stainless steel appliances, solid surface countertops, a large island, and a breakfast bar. It opens seamlessly into the family room and breakfast nook, creating a perfect space for both relaxation and entertaining.
List Price/SqFt: 245.34
Sold Price/SqFt: 245.34

Property Features

Architectural Style: Ranch Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer; Water Softener Owned Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Sink Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco Pool Features: In Ground; Fenced; Pool Sweep; Salt Water; Screen Enclosure; Solar Heat Roof: Shingle Parking Features: Garage Fencing: Brick; Vinyl Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Golf Course; Park; Pickleball; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Contingency Reason: Appraisal; Financing; Inspection