Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

320 SETTLERS LANDING Drive, Ponte Vedra, FL 32081 (MLS# 2020257)

320 SETTLERS LANDING Drive, Ponte Vedra, FL 32081

$4,300

Property Type: Residential Lease Bedrooms: 4 Baths: 3 Square Footage: 2,396 Lot Size (sq. ft.): 5,663 Status: Closed

Current Price: $4,300 List Date: 4/16/2024 Last Modified: 5/30/2025

Overview

Description

For Rent: Available May 1st - Discover Luxury and Comfort! Step into this beautifully upgraded rental home, available May 1st, set on an oversized lot, stunning lake views, and lush privacy. The interior features luxury vinyl plank flooring and elegant 7-inch baseboards. The chef's kitchen boasts quartz countertops, ceiling-high cabinets, a farmhouse sink, and a gas cooktop, perfect for culinary adventures. Relax by the electric fireplace or enjoy the spa-like master bathroom with a pebbled walk-in shower. The home includes ample storage with a spacious garage and screened-in lanai for enjoying sunsets. A full bedroom and bathroom on the first floor offer flexible living options, while the upstairs loft is ideal for a home office or workout space. Schedule your private viewing today and make this luxurious home your next residence.

Listing Details MLS# 2020257

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2396
Living Area Source: Public Records
Year Built: 2022
Lot Size Acres: 0.13
Association YN: Yes
Association Fee Frequency: One Time
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories Total: 2
Senior Community YN: No
Directions: From Nocatee Parkway south on Crosswater Parkway, right at second roundabout on Conservation Trail, Left on Crosswater Edge Dr., to Settlers Landing Dr. Home #320 will be on the right.
Public Remarks: For Rent: Available May 1st - Discover Luxury and Comfort! Step into this beautifully upgraded rental home, available May 1st, set on an oversized lot, stunning lake views, and lush privacy. The interior features luxury vinyl plank flooring and elegant 7-inch baseboards. The chef's kitchen boasts quartz countertops, ceiling-high cabinets, a farmhouse sink, and a gas cooktop, perfect for culinary adventures. Relax by the electric fireplace or enjoy the spa-like master bathroom with a pebbled walk-in shower. The home includes ample storage with a spacious garage and screened-in lanai for enjoying sunsets. A full bedroom and bathroom on the first floor offer flexible living options, while the upstairs loft is ideal for a home office or workout space. Schedule your private viewing today and make this luxurious home your next residence.
List Price/SqFt: 1.88
Sold Price/SqFt: 1.79

Property Features

Additional Lease Terms: Negotiable Owner Pays: Association Fees; Exterior Maintenance; HVAC Maintenance; Pest Control; Repairs; Roof Maintenance; Sewer; Taxes; Trash Collection Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Fireplace Features: Electric Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Laundry Features: Upper Level Smart Home Features: Programmable Thermostat Exterior Features: Balcony Patio And Porch Features: Front Porch; Patio; Rear Porch; Screened Spa Features: Community Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Water Source: Public Parking Features: Garage Sewer: Public Sewer View: Lake; Protected Preserve; Trees/Woods Waterfront Features: Lake Front Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Road Surface Type: Asphalt Additional Fee Includes: Last Months Rent Rent Includes: Gardener; Sewer; Trash Collection; Other Tenant Pays: All Utilities; Cable TV; Electricity; Gas; Hot Water; Telephone; Water Pets Allowed: Breed Restrictions; Cats OK; Dogs OK; Number Limit

Contract Information

Rental Service: RentSpree
Rental Application URL: https://apply.link/4aCZ3FX
Property Sub Type: Single Family Residence
Listing Contract Date: 2024-04-15
Lease Term: 12 Months
Availability Date: 2024-05-01

Location Tax and Legal

Street Number: 320
Street Name: SETTLERS LANDING
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32081
MLS Area Major: 272-Nocatee South
Subdivision Name: Settlers Landing

Status Change Information

Major Change Timestamp: 2024-06-09T17:06:18Z
Major Change Type: Status Change
Purchase Contract Date: 2024-06-09
Close Date: 2024-06-10
Close Price: 4300

Fireplace Features

Fireplaces Total: Yes

More Information

Deposits and Fees

Application Fee: 50
Pet Fee/Deposit: 500
Security Deposit: 4500

Listing Office: WATSON REALTY CORP

Last Updated: May - 30 - 2025

Information deemed reliable but not guaranteed.