Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3184 BEE Street E, Orange Park, FL 32065 (MLS# 2120864)

3184 BEE Street E, Orange Park, FL 32065

$315,000

No HOA, No CDD, Just quiet, friendly neighbors

Overlooking the HUGE back yard. So much space!

Kitchen overlooks the family room with cozy fireplace and built in shelves

Wood cabinets with built in organizers and under cabinet lighting

Covered and screened in entryway to your front door

Spacious with high ceilings and LVP floors

High End Appliances Samsung Refrigerator, Range and Oven, Microwave, and Frigidaire Dishwasher

With sliding glass doors leading out to the back deck

Sliding Glass Doors with integrated blin

Dual Sink Vanity, tile backsplash, glass enclosure shower

Floor to Ceiling tile with bench, niche, shelves, and rainwater shower, with a built in bluetooth speaker

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,636 Lot Size (sq. ft.): 14,810 Status: Closed

Current Price: $315,000 List Date: 12/09/2025 Last Modified: 1/23/2026

Overview

Description

This Clay County gem checks every box—updated, spacious, and sitting on a rare 0.35-acre lot with NO HOA, NO CDD, and great schools. Inside, the split floorplan offers the perfect balance of privacy and togetherness with a roomy primary suite on one side and two additional bedrooms with an updated bath on the other. Multiple living spaces—living room, family room, dining room, and a bright Florida room—give everyone a place to spread out. But the real showstopper is the backyard built for living. A full-length covered deck overlooks a huge fenced yard with room for firepits, games, and gatherings. There's a second deck, a firewood shed, and two storage buildings, including a brand-new 12'x20' shed (2025). Need space to build, fix, or tinker? The oversized two-car garage workshop is already outfitted with overhead storage, TV mount, wall A/C, ceiling mounted cord reel, and a side yard door—perfect for hobbyists, gearheads, and DIY pros. The primary suite is a true retreat wit ... (Read more)

Supplements: massive walk-in closet with closet organizer system already installed and a beautifully updated bathroom featuring smart LED mirrors and a Bluetooth shower speaker. The kitchen is equally impressive with granite counters, tumbled stone backsplash, under-cabinet lighting, high-end appliances, and quality wood cabinetryupgrades done carefully by a h ... (Read more)

Listing Details MLS# 2120864

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1636
Living Area Source: Public Records
Year Built: 1984
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.34
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: East
Directions: From SR 21 turn into Bear Run. Take your first right hand turn, on Bee Street East. Your new home is five doors down on the left.
Public Remarks: This Clay County gem checks every box—updated, spacious, and sitting on a rare 0.35-acre lot with NO HOA, NO CDD, and great schools. Inside, the split floorplan offers the perfect balance of privacy and togetherness with a roomy primary suite on one side and two additional bedrooms with an updated bath on the other. Multiple living spaces—living room, family room, dining room, and a bright Florida room—give everyone a place to spread out. But the real showstopper is the backyard built for living. A full-length covered deck overlooks a huge fenced yard with room for firepits, games, and gatherings. There's a second deck, a firewood shed, and two storage buildings, including a brand-new 12'x20' shed (2025). Need space to build, fix, or tinker? The oversized two-car garage workshop is already outfitted with overhead storage, TV mount, wall A/C, ceiling mounted cord reel, and a side yard door—perfect for hobbyists, gearheads, and DIY pros. The primary suite is a true retreat with a
List Price/SqFt: 198.66
Sold Price/SqFt: 192.54

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Electric Oven; Electric Range; Microwave; Refrigerator; Tankless Water Heater Fireplace Features: Gas Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile; Vinyl Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Brick Veneer; Wood Siding Other Structures: Shed(s); Workshop Patio And Porch Features: Covered; Deck; Front Porch; Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Back Yard; Fenced; Privacy; Wood Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection