Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3176 TOWER OAKS Drive, Orange Park, FL 32065 (MLS# 2139268)

3176 TOWER OAKS Drive, Orange Park, FL 32065

$2,275

Property Type: Residential Lease Bedrooms: 3 Baths: 2 Square Footage: 1,750 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $2,275 List Date: 4/09/2026 Last Modified: 5/29/2026

Overview

Description

Available: NOW! MOVE IN SPECIAL - your second month's rent is half off! This charming 3-bedroom, 2-bath home located in a well-established community full of convenience and lifestyle perks! Inside, you'll find a split-bedroom floor plan designed for both comfort and functionality, along with a spacious open living and dining area that's perfect for everyday living and entertaining alike. Large windows fill the home with natural light, creating a bright and welcoming feel throughout. Washer & Dryer Hook-ups only. The kitchen offers both style and function with gray cabinetry, stainless steel appliances, and ample counter space, ready to support everything from busy mornings to weekend hosting. Step outside the home and enjoy access to desirable community amenities, including a clubhouse, swimming pools, and fitness center, giving you more than just a home, you get a lifestyle.

Supplements: Conveniently located near top-rated schools, shopping, dining, and everyday essentials, this property offers a rare chance to create something truly special in a location that checks all the boxes. Owner is managing this home. No Pets! At a minimum, the credit score(s) must be a combined 500. The Gross Income must be 3 x the monthly rent.

Listing Details MLS# 2139268

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1750
Living Area Source: Public Records
Year Built: 2007
Lot Size Acres: 0.18
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Waterfront YN: No
Stories Total: Yes
Senior Community YN: No
Directions: From Challenger Drive north, left on Oakleaf Plantation Parkway, Right on Deerview, Right on Live Oak Hollow Drive, Left on Acron Chase Drive, to right on Tower Oaks, home is immediately on your left.
Public Remarks: Available: NOW! MOVE IN SPECIAL - your second month's rent is half off! This charming 3-bedroom, 2-bath home located in a well-established community full of convenience and lifestyle perks! Inside, you'll find a split-bedroom floor plan designed for both comfort and functionality, along with a spacious open living and dining area that's perfect for everyday living and entertaining alike. Large windows fill the home with natural light, creating a bright and welcoming feel throughout. Washer & Dryer Hook-ups only. The kitchen offers both style and function with gray cabinetry, stainless steel appliances, and ample counter space, ready to support everything from busy mornings to weekend hosting. Step outside the home and enjoy access to desirable community amenities, including a clubhouse, swimming pools, and fitness center, giving you more than just a home, you get a lifestyle.
List Price/SqFt: 1.3
Sold Price/SqFt: 1.3

Property Features

Additional Lease Terms: 12 Months; Negotiable Levels: One Appliances: Dishwasher; Electric Cooktop; Microwave; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Patio And Porch Features: Covered; Front Porch; Patio; Rear Porch Association Amenities: Clubhouse; Community Pool; Fitness Center Water Source: Public Parking Features: Garage Sewer: Public Sewer Security Features: Smoke Detector(s) Fencing: Back Yard; Fenced Utilities: Electricity Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric Rent Includes: None Tenant Pays: All Utilities Pets Allowed: No

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2026-04-09
Lease Term: 12 Months
Availability Date: 2026-04-09

Location Tax and Legal

Street Number: 3176
Street Name: TOWER OAKS
Street Suffix: Drive
State: FL
County: Clay
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2026-05-29T13:49:20Z
Major Change Type: Status Change
Purchase Contract Date: 2026-05-12
Close Date: 2026-05-18
Close Price: 2275

Fireplace Features

Fireplaces Total: Yes

More Information

Deposits and Fees

Additional Fee: 199
Application Fee: 75
Security Deposit: 2275

Listing Office: GREEN RIVER PROPERTY MANAGEMENT

Last Updated: May - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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