Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3175 CHESTNUT RIDGE Way, Orange Park, FL 32065 (MLS# 787099)

3175 CHESTNUT RIDGE Way, Orange Park, FL 32065

$144,121

CR 21D - Foyer & Entrance Hallway Leadin

CR 21D - Family Rm Centered from Kitchen

CR 21D - Family Rm Sliders with Vertical

CR 21D - Kitchen Zoomed from Corner of C

CR 21D - Master Bedroom Showing Both Win

CR 21D - Master Bedroom From Bath Doorwa

CR 21D - Bedroom #2 - Double Window with

CR 21D - Bedroom #2 - View from Corner o

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CR 21D - Hallway View from Bedroom #3 Lo

CR 21D - Hallway View from Corner of Lof

CR 21D - Master Bath - Left of Garden Tu

CR 21D - Master Bath - Right of Garden T

CR 21D - Screen Enclosed Lanai from Insi

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,814 Status: Closed

Current Price: $144,121 List Date: 8/11/2015 Last Modified: 9/30/2026

Overview

Description

**Sample Photos Only** Nestled in the heart of Oakleaf Plantation, this charming neighborhood offers a very impressive lifestyle sharing both Oakleaf Plantation’s amenity centers’ exciting recreation, expansive water parks, lap pools, fitness centers, soccer & baseball fields, basketball & tennis courts. Dream Finders once again proves that it builds the best value at any price point with this & 1,791 SF, Meadowbrook, two-story townhome, built with upgraded ZipWall and Advantech Flooring, providing a great seal to the home, superior stability, and helps ensure the integrity of the insulation’s R-Value. The Meadowbrook floor plan includes 3 bedrooms plus a loft, 2 full baths, a half bath, and a 2-car garage. Upgrades include...

Supplements: ...screened lanai, 2" wood-faux window blinds, 3 pendant lights over kitchen island and granite countertops in kitchen. Seller pays all closing costs and prepaids with preferred lender! Zip System and Advantech Flooring included!

Listing Details MLS# 787099

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1814
Living Area Source: Plans
Year Built: 2015
Association YN: Yes
Association Fee: 111
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1341
New Construction YN: Yes
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: FROM BLANDING BLVD. & I-295 GO SOUTH. RIGHT ON ARGYLE FOREST BLVD., LEFT ON BRANNAN FIELD RD, RIGHT AT 1st LIGHT on Oakleaf Plantation Blvd, 2nd Right on Southwood Way, right onto Chestnut Ridge Way.
Public Remarks: **Sample Photos Only** Nestled in the heart of Oakleaf Plantation, this charming neighborhood offers a very impressive lifestyle sharing both Oakleaf Plantation’s amenity centers’ exciting recreation, expansive water parks, lap pools, fitness centers, soccer & baseball fields, basketball & tennis courts. Dream Finders once again proves that it builds the best value at any price point with this & 1,791 SF, Meadowbrook, two-story townhome, built with upgraded ZipWall and Advantech Flooring, providing a great seal to the home, superior stability, and helps ensure the integrity of the insulation’s R-Value. The Meadowbrook floor plan includes 3 bedrooms plus a loft, 2 full baths, a half bath, and a 2-car garage. Upgrades include...
List Price/SqFt: 79.45
Sold Price/SqFt: 79.45

Property Features

Approx Parcel Size: Less than .25 Acre Property Condition: To Be Built Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Patio; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage Current Use: Multi-Family; Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2015-08-11

Location Tax and Legal

Street Number: 3175
Street Name: CHESTNUT RIDGE
Street Suffix: Way
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Chestnut Ridge

Status Change Information

Major Change Timestamp: 2016-06-20T15:46:03Z
Major Change Type: Status Change
Purchase Contract Date: 2015-08-11
Close Date: 2015-11-24
Close Price: 144121

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Self Cleaning Oven: Y, Structure Builder: DREAM FINDERS HOMES, Seller May Pay Closing: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Dining-Living/Dining Combo: Y, Soccer Field(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Townhouse: Y, Build To Suit: Y
Public Historical Remarks 3: Occupant Type: Special Instructions, See Private Remarks, Gated

More Information

Room Information

Room Name
Family Room
Loft
Utility Room

Listing Office: DREAM FINDERS REALTY LLC

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.