Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3138 White Heron Trail, Orange Park, FL 32073 (MLS# 658589)

3138 White Heron Trail, Orange Park, FL 32073

$162,500

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,324 Status: Closed

Current Price: $162,500 List Date: 3/22/2013 Last Modified: 12/22/2025

Overview

Description

Fantastic deal in sought after Spencers Plantation. This 4 bedroom, 3 bath home is move in ready. Loft, fireplace and more. Covered patio overlooks pond and preserve. Just steps from Argyle Elementary School. No CDD fees. Corporate owned.

Listing Details MLS# 658589

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2324
Living Area Source: Public Records
Year Built: 2006
Association YN: Yes
Association Fee: 250
Association Fee Frequency: Annually
Association Name: Spencer Plantation
Association Phone: 904-278-2338
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: Argyle Forest Blvd to Chestwick Oaks, left onto Cheswick Oaks to Spencer Plantation Blvd, left and follow to Argyle Elem School, left onto White Heron, follow to 3138
Public Remarks: Fantastic deal in sought after Spencers Plantation. This 4 bedroom, 3 bath home is move in ready. Loft, fireplace and more. Covered patio overlooks pond and preserve. Just steps from Argyle Elementary School. No CDD fees. Corporate owned.
List Price/SqFt: 67.51
Sold Price/SqFt: 69.92

Property Features

Approx Parcel Size: Less than .25 Acre Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet Utilities: Cable Available; Other Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco; Vinyl Siding Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Playground Road Surface Type: Asphalt Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2013-03-22

Location Tax and Legal

Street Number: 3138
Street Name: White Heron
Street Suffix: Trail
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Spencers Plantation

Status Change Information

Major Change Timestamp: 2013-05-31T11:55:12Z
Major Change Type: Status Change
Purchase Contract Date: 2013-04-09
Close Date: 2013-05-30
Close Price: 162500

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Self Cleaning Oven: Y
Public Historical Remarks 2: Covenants/Restrictions: Y, Energy Features-Ridge Vents: Y, Energy Features-Forced Air: Y, Bath-Garden Bath: Y, Interior Amenities-French Door(s): Y, Split Level: Y, Structure Slab: Y
Public Historical Remarks 3: Occupant Type: Vacant -Lockbox, See ShowingAssist, See Private Remarks

Room Information

Room Name
Loft
Utility Room

Documents

Offer Instructions ›

Listing Office: REALTY WORLD EXECUTIVE GROUP

Last Updated: December - 22 - 2025

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare