Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

313 LOLLY Lane, St. Johns, FL 32259 (MLS# 785026)

313 LOLLY Lane, St. Johns, FL 32259

$328,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,051 Status: Closed

Current Price: $328,000 List Date: 7/29/2015 Last Modified: 2/25/2026

Overview

Description

Family home in Julington Creek Plantation on .33 acres. Five bedrooms and 3.5 Baths give plenty of room for any family. Two master suites allow for privacy and convenience. 2009 roof and 2008 AC with 2009 upstairs addition. Huge Laundry room with ample cabinets and workspace to. Climate controlled Florida room adds space to entertain year round. Updated bathrooms with beautiful tile and flooring choices. Eat in kitchen overlooks fenced in backyard with irrigation well and french drain. New Chimney Cap and walk in attic storage. St. Johns county Top A Rated schools.

Listing Details MLS# 785026

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3051
Living Area Source: Public Records
Year Built: 1994
Homestead YN: Yes
Lot Size Dimensions: .33 acres
Association YN: Yes
Association Fee: 380
Association Fee Frequency: Annually
Association Name: Julington Creek Plan
Association Phone: 904-880-8796
CDD Fee YN: Yes
CDD Fee Amount: 726.71
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: South on Sate Road 13, left onto Racetrack, Right onto Hummingbird, Left on Dewberry and Right onto Lolly Lane.
Public Remarks: Family home in Julington Creek Plantation on .33 acres. Five bedrooms and 3.5 Baths give plenty of room for any family. Two master suites allow for privacy and convenience. 2009 roof and 2008 AC with 2009 upstairs addition. Huge Laundry room with ample cabinets and workspace to. Climate controlled Florida room adds space to entertain year round. Updated bathrooms with beautiful tile and flooring choices. Eat in kitchen overlooks fenced in backyard with irrigation well and french drain. New Chimney Cap and walk in attic storage. St. Johns county Top A Rated schools.
List Price/SqFt: 111.27
Sold Price/SqFt: 107.51

Property Features

Approx Parcel Size: .51 to 1 Acre Architectural Style: Traditional Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Built-in Features; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air; Electric; Wall/Window Unit(s); Zoned Heating: Central; Electric; Zoned Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Brick; Frame Patio And Porch Features: Front Porch; Patio Pool Features: None Spa Features: Private Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Fenced; Wood; Other Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Spa/Hot Tub; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2015-07-29

Location Tax and Legal

Street Number: 313
Street Name: LOLLY
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2015-10-02T19:39:53Z
Major Change Type: Status Change
Purchase Contract Date: 2015-09-01
Close Date: 2015-10-02
Close Price: 328000

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Football Field(s): Y, Interior Amenities-Window Treatment(s): Y, Interior Amenities-Bay/Bow Window(s): Y, Self Cleaning Oven: Y, Courtyard Entry Garage: Y, Structure Builder: Beazer, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Landscape Lighting: Y, Covenants/Restrictions: Y, Energy Features-Ridge Vents: Y, Energy Features-Ceiling Fan(s): Y, Club Amenities-Bike Path: Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-French Door(s): Y, Fireplace Mantle: Y
Public Historical Remarks 3: Occupant Type: Appointment, Call Listing Office, Call Listing Agent, Occupied - Lockbox, Pets

More Information

Room Information

Room Name
Living Room
Florida Room
Office
Utility Room

Listing Office: WATSON REALTY CORP

Last Updated: February - 25 - 2026

Information deemed reliable but not guaranteed.