Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

313 CODY CREST Court, Jacksonville, FL 32226 (MLS# 2106237)

313 CODY CREST Court, Jacksonville, FL 32226

$385,000

Upon entering, theres an office to your right, two bedroom and a full bath to your left.

Primary Bedroom with access to the Patio

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 2,800 Lot Size (sq. ft.): 7,405 Status: Pending

Current Price: $385,000 List Date: 9/23/2026 Last Modified: 10/29/2026

Overview

Description

WELL-LOVED HOME. FRESH NEW PRICE. Now offered at $385,000! Short sale, full of charm! An exciting opportunity at a newly improved price. Come see all it has to offer! Opportunities like this don't come often-- Fantastic opportunity to own a 2022 built, 5 bedrooms, 3 1/2 bath, 2800 square feet, waterfront Pulte Easley floor plan in the desirable Hidden Bluff community with NO CDD Fees. This well-maintained, one story home offers an open layout ideal for entertaining, a gourmet kitchen and Large covered lanai. Perfectly situated along the expansive Nassau River basin. Conveniently located near I-295, River City Marketplace, shopping, Hospital, Restaurants, downtown Jacksonville and minutes from the Beaches and Military bases. Call to see this beautiful home.

Listing Details MLS# 2106237

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2800
Living Area Source: Builder
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.17
Association YN: Yes
Association Fee: 125
Association Fee Frequency: Monthly
Association Name: Hidden Bluff HOA
Association Phone: 904 225-9070
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: N. on 95 until exit 40 (Alta Rd) then take Yellow Bluff Rd for 8 miles until you see Hidden Bluff on your right
Public Remarks: WELL-LOVED HOME. FRESH NEW PRICE. Now offered at $385,000! Short sale, full of charm! An exciting opportunity at a newly improved price. Come see all it has to offer! Opportunities like this don't come often-- Fantastic opportunity to own a 2022 built, 5 bedrooms, 3 1/2 bath, 2800 square feet, waterfront Pulte Easley floor plan in the desirable Hidden Bluff community with NO CDD Fees. This well-maintained, one story home offers an open layout ideal for entertaining, a gourmet kitchen and Large covered lanai. Perfectly situated along the expansive Nassau River basin. Conveniently located near I-295, River City Marketplace, shopping, Hospital, Restaurants, downtown Jacksonville and minutes from the Beaches and Military bases. Call to see this beautiful home.
List Price/SqFt: 137.5

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Electric Water Heater; Microwave; Water Softener Owned Interior Features: Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Water Available Cooling: Central Air Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Patio And Porch Features: Covered; Patio Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-08-28

Location Tax and Legal

Street Number: 313
Street Name: CODY CREST
Street Suffix: Court
County: Duval
State: FL
Postal Code: 32226
MLS Area Major: 092-Oceanway/Pecan Park
Subdivision Name: Hidden Bluff

Status Change Information

Major Change Timestamp: 2026-10-21T15:08:30Z
Major Change Type: Status Change
Price Change Timestamp: 2026-10-05T17:05:02Z
Purchase Contract Date: 2026-10-19

DPR Eligible

DPR Eligible: No

More Information

Documents

SURVEY ›

Sellers Property Disclosure ›

Flood Disclosure ›

HOA ADDENDUM ›

Listing Office: MOMENTUM REALTY

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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