Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

311 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 2163980)

311 RUM RUNNER Way, St. Johns, FL 32259

$574,900

Backyard has turf, putting green, pergola with solar lighting.

Virtual Tour

https://app.eastcoastvtours.com/sites/ejpwqqyo/unbranded

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,558 Lot Size (sq. ft.): 5,663 Status: Active

Current Price: $574,900 List Date: 9/08/2026 Last Modified: 11/02/2026

Overview

Description

Seller offering 10K towards buyers closing costs or prepaids. CDD paid in full! Discover maintenance-free luxury living in one of Northeast Florida's most unique and affordable private club communities! This 4 bedroom/3 bath home w/ a loft is just a short walk to Beachwalk's Crystal Lagoon with exclusive resident access to all Beachwalk has to offer. The gourmet kitchen features full-height custom cabinetry with crown molding, large island, stainless steel appliances, large eat in area and custom pantry. A desirable 1st-floor bedroom with full bath provides flexibility for guests or office. The primary suite offers a private balcony, custom walk-in closet, vanity seating area, and large walk-in shower. Enjoy a professionally landscaped backyard oasis with tropical landscaping, low-maintenance turf, putting green, landscape lighting, covered patio, pavers with solar lighting, gas firepit, and full privacy fence. Custom drop zone and upgraded lighting throughout add style and function.

Supplements: Beachwalk's resort-style amenities are unparalleled: Enjoy the lagoon's white-sandy beaches while relaxing at the swim up bar or kayaking and paddleboarding around the lagoon. Take a morning water aerobics or yoga class right on the beach or just enjoy the two waterslides-adult included. Sports enthusiasts can enjoy a full gym, tennis and picklebal ... (Read more)

Listing Details MLS# 2163980

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2558
Living Area Source: Assessor
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.13
Association YN: Yes
Association Fee: 389.6
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1253
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-95 go East on CR210, Left on Beachwalk Blvd, right on Rum Runner into Atlantica Isles, Rt again on Rum Runner Way, follow around to 311 Rum Runner Way.
Public Remarks: Seller offering 10K towards buyers closing costs or prepaids. CDD paid in full! Discover maintenance-free luxury living in one of Northeast Florida's most unique and affordable private club communities! This 4 bedroom/3 bath home w/ a loft is just a short walk to Beachwalk's Crystal Lagoon with exclusive resident access to all Beachwalk has to offer. The gourmet kitchen features full-height custom cabinetry with crown molding, large island, stainless steel appliances, large eat in area and custom pantry. A desirable 1st-floor bedroom with full bath provides flexibility for guests or office. The primary suite offers a private balcony, custom walk-in closet, vanity seating area, and large walk-in shower. Enjoy a professionally landscaped backyard oasis with tropical landscaping, low-maintenance turf, putting green, landscape lighting, covered patio, pavers with solar lighting, gas firepit, and full privacy fence. Custom drop zone and upgraded lighting throughout add style and function.
List Price/SqFt: 224.75

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 7 Months Appliances: Disposal; Dryer; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater; Washer; Washer/Dryer Stacked; Water Softener Owned Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Gas Dryer Hookup; Upper Level Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Other Structures: Gazebo Exterior Features: Balcony; Fire Pit Patio And Porch Features: Covered; Patio Roof: Metal Parking Features: Attached; Garage; Gated Fencing: Back Yard; Fenced; Vinyl Current Use: Residential Association Amenities: Beach Access; Clubhouse; Dog Park; Fitness Center; Gated; Maintenance Grounds; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Grounds; Pest Control; Security Community Features: Restaurant Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan