Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3104 CANOE Court, St. Johns, FL 32259 (MLS# 2107749)

3104 CANOE Court, St. Johns, FL 32259

$640,000

Virtual Tour

https://www.tourfactory.com/idxr3224212

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,676 Lot Size (sq. ft.): 14,810 Status: Closed

Current Price: $640,000 List Date: 9/12/2025 Last Modified: 5/04/2026

Overview

Description

**GATED GOLF COMMUNITY**HUGE LOT**UPDATED** Discover elegance and charm with this 4 bedroom/3 bathroom home situated in the desirable golf community of Cimarrone. Enjoy the SPLIT BEDROOM FLOOR PLAN designed for privacy. The OPEN CONCEPT of the living areas is ideal for entertaining friends and family. All throughout the home, the windows let in tons of NATURAL LIGHT illuminating the warm WOOD FLOORS, creating an inviting space. PLANTATION SHUTTERS offer a sense of coziness, and REMOTE BLINDS on the doors are convenient for privacy. Enjoying preparing and making meals in the large kitchen equipped with a middle island, WALK IN PANTRY. The master en suite offers a WALK IN SHOWER as well as a tub, and two WALK IN CLOSETS. The master also has its own access to the lanai. The main living areas face the HUGE SCREENED-IN LANAI, offering convenient indoor-outdoor living. This home boasts two backyards with PRIVACY FENCE. Brand New water softener 2026. Don't miss this amazing opportunity.

Listing Details MLS# 2107749

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2676
Living Area Source: Public Records
Year Built: 2005
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.34
Association YN: Yes
Association Fee: 199
Association Fee Frequency: Monthly
Association Name: Rizzetta & CO
Association Phone: 904-342-2449 x00
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: South
Directions: From I-95, take exit 329 to FL-9A / County Rd 210 West toward Saint Johns, continue on FL-9A for about 4 miles, then turn left onto Racetrack Rd, follow it for approximately 1 mile, and then turn left onto Canoe Ct; your destination at 3104 Canoe Ct will be on your right.
Public Remarks: **GATED GOLF COMMUNITY**HUGE LOT**UPDATED** Discover elegance and charm with this 4 bedroom/3 bathroom home situated in the desirable golf community of Cimarrone. Enjoy the SPLIT BEDROOM FLOOR PLAN designed for privacy. The OPEN CONCEPT of the living areas is ideal for entertaining friends and family. All throughout the home, the windows let in tons of NATURAL LIGHT illuminating the warm WOOD FLOORS, creating an inviting space. PLANTATION SHUTTERS offer a sense of coziness, and REMOTE BLINDS on the doors are convenient for privacy. Enjoying preparing and making meals in the large kitchen equipped with a middle island, WALK IN PANTRY. The master en suite offers a WALK IN SHOWER as well as a tub, and two WALK IN CLOSETS. The master also has its own access to the lanai. The main living areas face the HUGE SCREENED-IN LANAI, offering convenient indoor-outdoor living. This home boasts two backyards with PRIVACY FENCE. Brand New water softener 2026. Don't miss this amazing opportunity.
List Price/SqFt: 242.9
Sold Price/SqFt: 239.16

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public; Well Sewer: Public Sewer Security Features: Gated with Guard; Smoke Detector(s) Construction Materials: Stucco Other Structures: Shed(s); Other Exterior Features: Other Patio And Porch Features: Covered; Front Porch; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Additional Parking; Attached; Garage; Garage Door Opener; Off Street Lot Features: Cleared; On Golf Course; Sprinklers In Front; Sprinklers In Rear View: Golf Course Fencing: Back Yard; Privacy; Vinyl; Other Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Gated; Golf Course; Maintenance Grounds; Park; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Gated Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Other