Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3088 HOLLY GROVE Lane, Orange Park, FL 32073 (MLS# 2121769)

3088 HOLLY GROVE Lane, Orange Park, FL 32073

$2,019

Property Type: Residential Lease Bedrooms: 5 Baths: 3 Square Footage: 1,857 Lot Size (sq. ft.): 4,356 Status: Closed

Current Price: $2,019 List Date: 12/16/2025 Last Modified: 1/26/2026

Overview

Description

Take a look at this beautiful home featuring 5 bedrooms, 3 bathrooms, and approximately 1,857 square feet. You deserve single family rental living at its best! This home is a SMART HOME and has an additional monthly charge of $35.00. $150 Onboarding fee.

Listing Details MLS# 2121769

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 1857
Living Area Source: Measured
Year Built: 2016
Lot Size Acres: 0.1
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Waterfront YN: No
Stories Total: 2
Senior Community YN: No
Directions: Take I-295 S and Argyle Forest Blvd to Cheswick Oak Ave Continue on Cheswick Oak Ave to 3088 Holly Grove Lane. Drive around to the back for entrance to this home.
Public Remarks: Take a look at this beautiful home featuring 5 bedrooms, 3 bathrooms, and approximately 1,857 square feet. You deserve single family rental living at its best! This home is a SMART HOME and has an additional monthly charge of $35.00. $150 Onboarding fee.
List Price/SqFt: 1.09
Sold Price/SqFt: 1.09

Property Features

Additional Lease Terms: 24 Months Owner Pays: Association Fees; Other Tax; Taxes Architectural Style: Ranch Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Microwave; Refrigerator; Washer Interior Features: Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Laundry Features: In Unit Smart Home Features: Carbon Monoxide Detector; Locks; Programmable Thermostat Patio And Porch Features: Front Porch; Patio Association Amenities: Laundry; Trash Water Source: Public Parking Features: Attached; Garage; Garage Door Opener Sewer: Public Sewer Security Features: Smoke Detector(s) Fencing: Fenced Utilities: Electricity Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric Road Surface Type: Asphalt Additional Fee Includes: Lease Prep Rent Includes: None Tenant Pays: All Utilities Pets Allowed: Yes; Breed Restrictions; Cats OK; Dogs OK; Number Limit Showing Requirements: Other

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2025-12-16
Lease Term: 12 Months

Location Tax and Legal

Street Number: 3088
Street Name: HOLLY GROVE
Street Suffix: Lane
State: FL
County: Clay
Postal Code: 32073
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Holly Parke

Status Change Information

Major Change Timestamp: 2026-01-26T15:01:38Z
Major Change Type: Status Change
Price Change Timestamp: 2025-12-26T16:22:20Z
Purchase Contract Date: 2026-01-12
Close Date: 2026-01-20
Close Price: 2019

Deposits and Fees

Additional Fee: 150
Application Fee: 55
Pet Fee/Deposit: 300
Security Deposit: 2019

More Information

Listing Office: TAH FLORIDA LLC

Last Updated: January - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.