Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3087 MOODY Avenue, Orange Park, FL 32065 (MLS# 1076621)

3087 MOODY Avenue, Orange Park, FL 32065

$239,900

Property Type: Residential Bedrooms: 5 Baths: 2 Square Footage: 1,943 Status: Closed

Current Price: $239,900 List Date: 10/06/2020 Last Modified: 2/25/2026

Overview

Description

For MLS comp purposes only: Roof 2 years old. HVAC 3 years. New exterior paint. Small improvements inside and out.

Listing Details MLS# 1076621

General Property Information

Bedrooms Total: 5
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1943
Living Area Source: Public Records
Year Built: 1994
Association YN: No
Association Fee Frequency: One Time
CDD Fee YN: No
New Construction YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: Blanding Blvd to Left on Bolton Rd to Right on Moody Ave. House on Left side
Public Remarks: For MLS comp purposes only: Roof 2 years old. HVAC 3 years. New exterior paint. Small improvements inside and out.
List Price/SqFt: 123.47
Sold Price/SqFt: 123.47

Property Features

Approx Parcel Size: .25 to .5 Acre Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Refrigerator; Washer Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Kitchen Island Flooring: Tile Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Fire Sprinkler System; Security System Owned; Smoke Detector(s) Construction Materials: Brick; Fiber Cement Pool Features: None Roof: Shingle Parking Features: Other Lot Features: Irregular Lot Fencing: Back Yard Current Use: Residential Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2020-09-14

Location Tax and Legal

Street Number: 3087
Street Name: MOODY
Street Suffix: Avenue
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 136-Lakeside Estates
Subdivision Name: Ridgewood

Status Change Information

Major Change Timestamp: 2020-10-06T15:08:06Z
Major Change Type: Status Change
Purchase Contract Date: 2020-09-14
Close Date: 2020-09-16
Close Price: 239900

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Energy Features-Exhaust Fans: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Fireplace Mantle: Y, Brick Fireplace: Y

Room Information

Room Name
Living Room
Utility Room

Listing Office: NON MLS (realMLS)

Last Updated: February - 25 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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