Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

308 MORRIS Loop, St. Johns, FL 32259 (MLS# 2067989)

308 MORRIS Loop, St. Johns, FL 32259

$1,000,000

Virtual Tour

https://urldefense.com/v3/__https://www.zillow.com/view-imx/346c1145-e74c-4676-852c-f311153d9cdc?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard__;!!BZAeVTOx7Dmu1Q!NPQFw97xS_woPKr05wXG0JdogNZdQTypwzzMdW10d7rvuLXi0gOr93-PJp0am53Rm2EFO8tGdCJ2kXJJ6YSGYkj_jJFgpIK6$

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,918 Lot Size (sq. ft.): 132,422 Status: Closed

Current Price: $1,000,000 List Date: 2/01/2025 Last Modified: 12/30/2025

Overview

Description

Experience unparalleled tranquility in this custom-built, single-story upscale home set on a sprawling three-acre estate. The open floor plan with a split-bedroom design offers both spaciousness and privacy. KEY FEATURES: -ENERGY EFFICIENCY: Enjoy remarkably low utility costs, averaging just $35 per month, thanks to integrated solar panels and a dedicated aquifer well water system. -OUTDOOR OASIS: The backyard features a serene koi pond and meticulously designed patio landscaping by Earth Works, creating a peaceful retreat. -CHARMING AMENITIES: A custom well-designed chicken coop and many fruit trees add a touch of rural charm, perfect for those interested in sustainable living. -Located within a sought after equestrian community, residents have access to scenic nature trails and a dedicated jumping arena. The community spans over 600 wooded acres with fewer than 150 homesites. This property offers a unique blend of luxury, sustainability, and optional equestrian living.

Listing Details MLS# 2067989

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2821
Living Area Source: Builder
Building Area Total: 3918
Year Built: 2015
Homestead YN: Yes
Lot Size Acres: 3.04
Association YN: Yes
Association Fee: 2000
Association Fee Frequency: Annually
Association Name: Whitelock Farms HOA
Association Phone: 904.461.5556
CDD Fee YN: No
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: West
Directions: I-95 to West on CR210, turn left onto CR210 W. Go 1.5 miles and turn right into Whitelock Farms Subdivision onto Belmont Drive, Left on Morris Loop, the home will be on your left. Also easy accessible from SR 13, east on Greenbriar Rd, right on Longleaf Pine Parkway, left on CR210, left into Whitelock Farms on Bellmont, left on Morris Loop.
Public Remarks: Experience unparalleled tranquility in this custom-built, single-story upscale home set on a sprawling three-acre estate. The open floor plan with a split-bedroom design offers both spaciousness and privacy. KEY FEATURES: -ENERGY EFFICIENCY: Enjoy remarkably low utility costs, averaging just $35 per month, thanks to integrated solar panels and a dedicated aquifer well water system. -OUTDOOR OASIS: The backyard features a serene koi pond and meticulously designed patio landscaping by Earth Works, creating a peaceful retreat. -CHARMING AMENITIES: A custom well-designed chicken coop and many fruit trees add a touch of rural charm, perfect for those interested in sustainable living. -Located within a sought after equestrian community, residents have access to scenic nature trails and a dedicated jumping arena. The community spans over 600 wooded acres with fewer than 150 homesites. This property offers a unique blend of luxury, sustainability, and optional equestrian living.
List Price/SqFt: 407.66
Sold Price/SqFt: 354.48

Property Features

Architectural Style: Contemporary Levels: One Accessibility Features: Accessible Bedroom; Accessible Central Living Area; Accessible Entrance; Accessible Full Bath; Accessible Hallway(s); Accessible Kitchen; Accessible Kitchen Appliances; Accessible Washer/Dryer; Smart Technology; Visitor Bathroom Appliances: Dishwasher; Electric Cooktop; Electric Oven; Microwave; Refrigerator; Tankless Water Heater; Water Softener Owned Fireplace Features: Double Sided; Gas Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink; Washer Hookup Utilities: Propane Cooling: Central Air; Electric Heating: Central; Electric Water Source: Well Sewer: Septic Tank Smart Home Features: Security Security Features: Security Gate Construction Materials: Stucco Patio And Porch Features: Covered; Rear Porch; Screened Roof: Concrete; Tile Parking Features: Additional Parking; Circular Driveway Lot Features: Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Fencing: Full Current Use: Horses; Single Family Association Amenities: Park Association Fee Includes: Maintenance Grounds Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2025-01-31

Location Tax and Legal

Street Number: 308
Street Name: MORRIS
Street Suffix: Loop
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Whitelock Farms

Status Change Information

Major Change Timestamp: 2025-02-28T21:05:03Z
Major Change Type: Status Change
Purchase Contract Date: 2025-02-10
Close Date: 2025-02-28
Close Price: 1000000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

Survey ›

Listing Office: WATSON REALTY CORP

Last Updated: December - 30 - 2025

Information deemed reliable but not guaranteed.