Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3076 CYPRESS CREEK Drive N, Ponte Vedra Beach, FL 32082 (MLS# 1244607)

3076 CYPRESS CREEK Drive N, Ponte Vedra Beach, FL 32082

$1,225,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,476 Status: Closed

Current Price: $1,225,000 List Date: 8/25/2023 Last Modified: 2/26/2025

Overview

Description

Once you step inside this Coastal Charmer you will feel like you have arrived Home at the Beach! Enter into the welcoming oversized Great Room and Relax in the Natural Light! Open Concept Living featuring Expansive Living Spaces with Owners Retreat and Secondary Bedrooms tucked Quietly away on one side of house. The Separate Guest Room features Vaulted Ceilings and it's very own Private Ensuite. Inviting Outdoor Covered Lanai allows you to enjoy Florida Living! Modern Day Coastal Style updates throughout include Custom Shiplap and Trim, Custom Built-in and New Wide Plank Easy Care Flooring in all Living Spaces. Roof (2020). Close to Beaches and Nationally Acclaimed Championship Golf Courses! Start Living the Florida Beach Lifestyle Now! Don't Miss this Opportunity!

Listing Details MLS# 1244607

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2476
Living Area Source: Public Records
Year Built: 1988
Lot Size Dimensions: 90x120
Association YN: Yes
Association Fee: 1076
Association Fee Frequency: Semi-Annually
Association Fee 2: 2253
Association Name: Cypress Creek
Association Phone: 904-273-9832
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: From A1A take main entrance into TPC Sawgrass onto PGA Tour Blvd. Right onto Cypress Creek. First Left onto Cypress Creek Drive North. House will be on Left.
Public Remarks: Once you step inside this Coastal Charmer you will feel like you have arrived Home at the Beach! Enter into the welcoming oversized Great Room and Relax in the Natural Light! Open Concept Living featuring Expansive Living Spaces with Owners Retreat and Secondary Bedrooms tucked Quietly away on one side of house. The Separate Guest Room features Vaulted Ceilings and it's very own Private Ensuite. Inviting Outdoor Covered Lanai allows you to enjoy Florida Living! Modern Day Coastal Style updates throughout include Custom Shiplap and Trim, Custom Built-in and New Wide Plank Easy Care Flooring in all Living Spaces. Roof (2020). Close to Beaches and Nationally Acclaimed Championship Golf Courses! Start Living the Florida Beach Lifestyle Now! Don't Miss this Opportunity!
List Price/SqFt: 494.75
Sold Price/SqFt: 494.75

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch Appliances: Dishwasher; Disposal; Electric Water Heater; Gas Cooktop; Microwave; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Built-in Features; Butler Pantry; Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Skylight(s); Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Propane Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Porch; Screened Pool Features: None Roof: Shingle Parking Features: Garage Door Opener Current Use: Residential Association Amenities: Community Pool; Jogging Path; Playground; Security Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-08-24

Location Tax and Legal

Street Number: 3076
Street Name: CYPRESS CREEK
Street Suffix: Drive
Street Direction Suffix: N
County: St. Johns
State: FL
Postal Code: 32082
MLS Area Major: 262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
Subdivision Name: Cypress Creek

Status Change Information

Major Change Timestamp: 2023-09-22T21:01:33Z
Major Change Type: Status Change
Purchase Contract Date: 2023-08-27
Close Date: 2023-09-22
Close Price: 1225000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Utilities-Separate Electric Meter(s): Y, Interior Amenities-Window Treatment(s): Y, Interior Amenities-Bay/Bow Window(s): Y, Kitchen-Solid Surface Countertops: Y, Courtyard Entry Garage: Y, Parking Facilities-Keypad Entry: Y, Golf Course Comm: Y
Public Historical Remarks 2: Energy Features-Ridge Vents: Y, Energy Features-Ceiling Fan(s): Y, Utilities-Separate Water Meter(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Oversize Garage/Storage: Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Florida Room
Great Room
Utility Room

Documents

Survey on File ›

HOA-TPC Master Association ›

HOA-Cypress Creek ›

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: February - 26 - 2025

Information deemed reliable but not guaranteed.