Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3074 WHITE HERON Trail, Orange Park, FL 32073 (MLS# 1158889)

3074 WHITE HERON Trail, Orange Park, FL 32073

$340,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,356 Status: Closed

Current Price: $340,000 List Date: 3/21/2022 Last Modified: 1/21/2026

Overview

Description

Lovely 2 story, 3 bedroom, 2.5 bathroom home with a spacious loft area, perfect for a home office or classroom. FRESHLY painted interior with Sherman Williams Agreeable Gray. Brand new carpet through out home. The stairs are a beautiful, stained wood. Spacious Living room, Dining room, Family room w/fireplace and breakfast nook. Open kitchen design lets the cook be a part of family time while cooking for the everyone. Enjoy your first cup of coffee on the back lanai looking at the wood preserve and the man-made lake. Don't be surprised if deer, turkey and other animals are drinking from the lake in the early morning hours. The upstairs is a true separate space for all the kids to hang out. Laundry room is downstairs and leads to the 2 car garage. WILL NOT LAST LONG!

Listing Details MLS# 1158889

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2356
Living Area Source: Public Records
Year Built: 2006
Association YN: Yes
Association Fee: 250
Association Fee Frequency: Annually
Association Name: Spencers Plantation
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Directions: From I-295, head south on SR 21, turn right on Argyle Blvd, Left on Cheswick Oaks, Left on Spencer's Plantation. Home will be on the Left.
Public Remarks: Lovely 2 story, 3 bedroom, 2.5 bathroom home with a spacious loft area, perfect for a home office or classroom. FRESHLY painted interior with Sherman Williams Agreeable Gray. Brand new carpet through out home. The stairs are a beautiful, stained wood. Spacious Living room, Dining room, Family room w/fireplace and breakfast nook. Open kitchen design lets the cook be a part of family time while cooking for the everyone. Enjoy your first cup of coffee on the back lanai looking at the wood preserve and the man-made lake. Don't be surprised if deer, turkey and other animals are drinking from the lake in the early morning hours. The upstairs is a true separate space for all the kids to hang out. Laundry room is downstairs and leads to the 2 car garage. WILL NOT LAST LONG!
List Price/SqFt: 140.07
Sold Price/SqFt: 144.31

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Front Porch; Patio Pool Features: None Roof: Shingle Parking Features: Garage Door Opener Lot Features: Wooded Waterfront Features: Pond Current Use: Residential Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2022-03-18

Location Tax and Legal

Street Number: 3074
Street Name: WHITE HERON
Street Suffix: Trail
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Spencers Plantation

Status Change Information

Major Change Timestamp: 2022-04-19T13:51:20Z
Major Change Type: Status Change
Purchase Contract Date: 2022-03-22
Close Date: 2022-04-13
Close Price: 340000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 1: Dining-Kitchen/Family Combo: Y
Public Historical Remarks 2: Dining-Living/Dining Combo: Y, Interior Amenities-French Door(s): Y

Room Information

Room Name
Loft

Documents

HOA Addendum ›

Sellers Disclosure ›

Closing Information ›

Listing Office: PERKINS REALTY

Last Updated: January - 21 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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